Apply for Payday Loans Online - Affordable Rates with Instant Approval!

How Much Do You Need?

For How Many Months?

A payday loan lets you borrow money for any urgent payments that may arrive before your next payday. Dollar Hand offers flexible repayment plans letting you decide how much you want to borrow and when you want to pay it back.

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

How to Apply for Payday Loans Online with Dollar Hand

dollar hand icon

Step 1 - Fill In Our Online Submissions Form

Submit a payday loan enquiry with Dollar Hand via the online form including how much you want to borrow and for how long. The enquiry can be made in less than 5 minutes.

dollar hand icon

Step 2 - Find The Best Fit For You

Once submitted, we’ll search our panel of lenders to find the right loan for you at the most competitive rate. You will receive an instant offer from the Dollar Hand Team which you can choose to accept or not.

dollar hand icon

Step 3 - Receive Your Payday Loan

If you go ahead and the request is approved, the transfer will be made to your bank account within 24 hours or 1 business day. Dollar Hand does not charge any service fees. Instead, a small commission is taken from the lender if the loan is successful.

What is A Payday Loan?

A payday loan can help people borrow money until their next payday which can be a real lifesaver. This process allows you to get money upfront in order to pay off any urgent bills that may enter before your next paycheck. With a payday loan, you can pay off these bills and then repay the loan with interest on your next pay date.

Depending on the payday loan plan chosen, an average loan can last roughly a fortnight. With Dollar Hand, you can find options ranging from 1 month to 60 months. This takes away the pressure of fast repayment and allows you to borrow more money for a longer period of time.


Why Might You Need A Payday Loan?

A payday loan helps those who need to borrow fast cash when they are faced with unexpected costs. For instance, customers may need to borrow money to pay for home repairs, rent or emergency payments.

Payday loans can also be used for important medical expenses, dental fees, pet bills, car repairs or funeral costs to name a few. Other important expenses include wanting to buy an engagement ring or to pay for a wedding. Payday loans should only be taken out if the customer is certain they will be able to manage the repayments.


How Much Money Can I Borrow With A Payday Loan And For How Long?

At Dollar Hand, you can borrow anywhere between $100 to $35,000 for 1 to 60 months. However, many states have specific payday loan regulations which includes the amount of money that is legally allowed to be borrowed and for how long. Examples are included in the table below:

States Loan Amount Loan Term
Alabama $100-$500 10-31 days
California Up to $300 Up to 31 days
Colorado Up to $500 Up to 180 days
Illinois Up to $1000 or 25% of gross monthly income 13-120 days
Indiana $50-$550 At least 14 days
Iowa Up to $500 Up to 31 days
Kentucky Up to $500 14-60 days
Louisiana Up to $350 Up to 30 days
New Hampshire Up to $500 7-30 days
Ohio Up to $1000 91-365 days
South Carolina Up to $550 Up to 31 days
Tennessee Up to $500 Up to 31 days
Texas Unlimited 7-180 days

Why Choose Dollar Hand for Payday Loans Online

Dollar Hand lets you have money right at your fingertips. We find you affordable payday loan solutions. You can borrow anything from $100 to $35,000 covering a range of loan necessities.

The service offers flexible solutions allowing you to choose loans between 1 month and 60 months. The set-up is also quick and easy with a completely online application.

The team at Dollar Hand will get back to you with an instant decision, matching your details with other lenders to find you the best offer to suit your needs.

Am I Eligible? What Is The Borrowing Criteria?

In order to apply for a Payday Loan from Dollar Hand, there is no need for a perfect credit score. The criteria are as follows:

  • You are a U.S citizen
  • Over 18 years old
  • Own a mobile phone
  • Able to afford monthly repayments
  • Earning a minimum income of $800 monthly
  • Have a live checking account in order to receive funds


Need a Loan? Get A Free, No Obligatin Quote. Get Started Now

Where Can I Find Payday Loans Near Me?

Dollar Hand is fully 100% online, which means you can borrow a payday loan from anywhere in the US. Locations include:


How Do Payday Loans Work?

A payday loan can cover short term and emergency expenses. You can receive the funds within 24 hours or 1 business day, allowing you to pay any pressing bills without the need to wait for your next paycheck. Then, the borrower can repay the loan in full or over an agreed time in equal monthly payments.

The repayment period can stretch between 1 and 60 months depending on the size of the loan. With Dollar Hand payday loans, you can borrow between $100 to $35,000 depending on your credit score, income and affordability.

Can I Get a Payday Loan on The Same Day as Applying?

It is possible to get a same day loan providing that you meet all the criteria mentioned above such as being aged 18 or over, earning a regular income and having a live checking account for your money to be deposited into.

To boost your chances of receiving a loan on the same day as applying, try enquiring during typical working hours on a Monday to Friday between 9am to 5pm, rather than for instance on a national holiday.

You should also ensure that all the details you provide are accurate and have your phone or computer nearby so that you can answer any follow up questions that may arise.

Enquire Now

Can I Get a Payday Loan with Bad Credit or No Credit Checks?

Potential borrowers do not need a perfect credit score in order to apply for a short term loan or payday loan. As long as they meet the eligibility criteria, they can be considered for a loan from Dollar Hand.

Completing a loan request form with Dollar Hand will not negatively impact your credit score. Although a credit check will be carried out, this will not impact your chances of securing a loan. The only thing that could negatively impact your credit score is if you are unable to make the repayments at the agreed times.

When submitting a loan enquiry, you will need to include your bank details in order to transfer the money once approved. However, any details submitted to Dollar Hand will be kept safe and not passed on to any other third parties without specific permissions.

FAQs About Payday Loans

No, Dollar Hand is not a direct lender for payday loans online. We are a broker with a network of over 50 reputable lenders across the US. We have vetted all of our lending partners carefully and connect you with the lender most suited to your borrowing requirements.

Providing that you meet the eligibility criteria, then you are guaranteed a payday loan. To borrow money, you would need to be a US citizen aged 18 or over and earn a regular income of at least $800 per month. If this all applies to you, then you can get a guaranteed payday loan today!

Payday loans provide fast money to those in need of extra funds before they receive their next paycheck. Reasons you might want a payday loan include if you need to pay for an emergency expense such as a medical, dental or vet bill. They are designed to tide you over until your next payday when you can then repay back the loan.

You can get fast payday loans with Dollar Hand in the snap of a finger! Complete our online application form within 5 minutes to receive an instant decision and a loan offer. If you decide to proceed and your loan application is approved, money will be in your bank account within minutes, hours or by the next business day.

Enquire today with Dollar Hand and after filling in our online application form, you will receive an instant decision from one of our lenders who will offer you a payday loan. If your application is then successful, you can borrow money within 1 hour, 24 hours or by the next working day.

Whether you need $300, $500 or $1000, Dollar Hand has got you covered! We have access to lenders who offer between $100 to $35,000, repaid over 2 weeks to 5 years. Better yet, the total loan amount is paid into your checking account in one lump sum.