Apply Online to Borrow $3000 Loans with Dollar Hand Today!

How Much Do You Need?

For How Many Months?

Find the best deals for $3000 loans through Dollar Hand! Simply select the ‘Get Started’ button to fill in our online application form and receive an instant response from one of our trusted loan providers.

Funds are offered for those with poor credit histories or no credit checks, and you can receive $3000 within 1 hour, 24 hours or the next working day.

How to Apply to Borrow a $3000 Loan with Dollar Hand

If you need to borrow $3000, Dollar Hand can help you apply for a loan within 5 minutes! Simply fill in our online enquiry form which will ask for:


  • Your name
  • Your phone number
  • Your email address
  • Your employment status
  • Your driver’s license number or state ID
  • How much you wish to borrow and how long for


Our team will assess the various lenders, choose one which meets your borrowing requirements and provide you with an instant decision. If your application is approved, $3000 will be sent to your checking account within 1 hour, 1 day or the next working day!



Get Started Now

3 Simple Steps To Get the Best $3000 Loan Online

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Step 1 - Submit Your Online Application Form

Fill in the information required on our online submission form to borrow 3000 dollars today.

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Step 2 - Receive Your Loan Offer

An instant decision from one of our lending partners will appear on screen.

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Step 3 - Borrow 3000 Dollars Online

If your loan application is approved, $3000 will be efficiently sent to your bank account.

How Do You Repay a $3000 Loan?

You will repay the $3000 loan in equal monthly installments. Typically, the monthly amount will be taken out of your checking account on pay day or the day after. This date will be decided by both the lender and borrower before the start of the loan.

It is imperative to only take out a $3000 loan if you can manage the repayments as if you miss a payment it will damage your credit score and you could be charged a late fee.

However if you face an unforeseen circumstance that affects your ability to meet a monthly payment, your lender might be able to offer you an alternative payment plan. You must therefore get in touch with the lender as soon as possible.


Can I Borrow $3,000 with Bad Credit?

Yes, you can borrow 3000 bad credit loans. Our partner lenders consider all types of credit histories as they acknowledge that a low credit score does not necessarily mean that prospective borrowers are unable to pay back a loan.

Other factors that lenders will look at to assess your borrowing eligibility include whether you are employed with a regular income. Secured loan options are also a possibility as home loans or title loans can help those with collateral to borrow $3000.

Where Can I Borrow 3000 With Bad Credit?

We offer multiple locations for borrowing loans including in Alabama, California, Colorado, Florida, Illinois, Indiana, Kentucky, Oregon, Texas and Tennessee. Just note that there are some states with legislations that limit the maximum loan amount that can be borrowed to less than $3000 (see payday loan regulations here).

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How Much Will It Cost To Borrow $3000?

The amount it will cost to borrow $3000 depends on the interest rate charged. For instance, if you have good credit and wanted to borrow $3000 over 3 years, based on an APR of 6%, the total interest paid would be $285.57, with a total loan amount of $3285.57.

If you have fair credit and wanted to get a $3000 loan repaid over 3 years, the total interest paid would be $1013.67 and the total repayment amount would be $4013.67 based on a 20% APR. If you have bad credit and want to borrow $3000 over 3 years, based on an APR of 36% the total interest payable would be $1946.81 and the total repayment would be $4946.81.

Why Should I Consider A $3000 Loan with Dollar Hand?

Dollar Hand is dedicated to helping customers obtain the best loan possible by:


  • Securing the most affordable rates from our big network of US lenders
  • Helping you get your $3000 loan within 1 hour, 24 hours or the next business day
  • Meeting your borrowing requirements
  • Approving over 2,000 enquiries a day
  • Providing our service free of charge
  • Undertaking a soft credit search which has no impact on your credit score


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Frequently Asked Questions About $3000 Loans

Will I Borrow $3000 Directly From Dollar Hand?

No, you will not borrow a $3000 loan directly from Dollar Hand. We are a broker who connects our customers with the most reputable lenders across the US who can offer the best rates. Our aim is to match borrowers with the lender most suited to their borrowing requirements and to the lender who can offer them the most affordable loan.

Will I Be Charged A Fee For Using Dollar Hand?

No, we will never charge you a fee for using our service. We simply receive a small commission from the lender if your application goes through.

You will only be charged interest from the lender if your loan is approved and this will all be presented to you in the terms and conditions of your loan contract before you proceed with borrowing $3000.

Is There An Interest Cap On A $3000 Loan?

An interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a loan. This aims to protect borrowers from being charged with excessively high interest rates.

The price cap on a $3000 loan depends on which state the borrower lives in. For instance, for payday loans in Illinois it is currently set at 36%.

Can I Borrow $3000 With No Credit Checks?

It is possible to borrow 3000 no credit check loans through Dollar Hand. We are pleased to offer a number of options for those with no or poor credit scores as we work with lenders who are willing to consider other key factors such as your age, employment status and income. Simply complete our online application form to receive an instant response from one of our reputable lending partners today.

Is Borrowing $3000 Legal In My State?

Dollar Hand offers payday loans in the 37 US states where they are legal. This includes Alabama, Alaska, California, Florida, Idaho, Indiana, Nevada and South Carolina to name a few.

In some states there are regulations which limit the maximum loan amount that can be borrowed. As a result, we can only offer $300 loans in California, $350 loans in Louisiana and $500 loans in states such as Iowa, Kansas, Kentucky and Missouri. It is legal to borrow $3000 in Oregon where the limit is $50,000 and in Texas where there is no limit.

There are also 13 states where payday loans are illegal. This includes Arizona, Connecticut, Georgia, New York, North Carolina and Vermont.