Submit your loan enquiry form by entering a few basic details such as your name, contact information, the amount you wish to borrow and how long for. Do not worry if you don’t have a perfect credit history, we can still try to help.
Dollar Hand Offers the Best Online Payday Loans in Kentucky, KY
Dollar Hand can source the most affordable payday loans in Kentucky.
Simply fill in our quick online application form to borrow $100, $300, $500 or even $35,000. Better yet, you can receive your payday loan within the hour!
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*
* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.
How To Apply For A Kentucky Payday Loan
Step 1 - Complete Dollar Hand's Online Application Form
Step 2 - Receive a Loan Offer From A Reputable Lender
We will then search our panel of vetted lenders to find the perfect loan for you. Dollar Hand offers soft search loans that will not leave any visible footprint on your credit record. You will receive an immediate response to which you can decide to go ahead with or not.
Step 3 - Your Payday Loan Is Transferred into Your Bank Account
If your loan application is approved, the dollars can be in your hands within minutes, hours or by the next working day. Better yet, the total loan amount will be sent to your live checking account in one lump sum.
Where Can I Get a Payday Loan in Kentucky?
Dollar Hand’s fully online platforms means that we can offer loans anywhere across Kentucky and the US.
- Beaver Dam
- Bell City
- Betsy Layne
- Bowling Green
- Central City
- Clay City
- Crescent Springs
- Dry Ridge
- Fort Knox
- La Grange
- Mount Sterling
- Mount Vernon
- Mount Washington
- North Corbin
- Oak Grove
- Russell Springs
- South Shore
- South Williamson
- St. Matthews
- West Liberty
Wherever you are based in Kentucky, you could receive dollars in your hands in the flick of a finger. Getting a payday loan has never been easier!
What Are The Current Regulations for Payday Loans in Kentucky?
Key rules and regulations for payday loans in Kentucky include:
|Are Payday Loans Legal?||Yes|
|Maximum Loan Amount||$500|
|Minimum Loan Term||14 days|
|Maximum Loan Term||60 days|
|No. of Rollovers Allowed||0|
|No. of Outstanding Loans Allowed||2|
|Finance Charges||$15 fee per $100 of principal|
Will a Payday Loan in Kentucky Be Right For Me?
A payday loan is a short-term loan for unexpected expenses such as medical bills, dental fees or car repairs. It is designed to tide you over until you receive your next paycheck. If you need a large amount of money and wish to pay it back over a long time, then a payday loan is probably not the best option for you.
A payday loan with Dollar Hand is designed to support those experiencing a temporary financial set back. We offer quick and easy payday loans to help keep you financially afloat until your next payday.
What is the Eligibility for a Payday Loan in Kentucky?
To be eligible for a payday loan in Kentucky with Dollar Hand you must:
- Be at least 18 years old
- Be a U.S. resident
- Have a live checking account
- Have a regular income and earn at least $800 per month
How Quickly Can I Receive My Payday Loan In Kentucky?
With Dollar Hand, you can receive a payday loan in the click of your fingers! We offer same day loans as once your loan application is approved, the money will be transferred into your bank account within minutes, hours or by the next working day. To maximise your chances of fast cash, you could apply during working hours of 9am to 5pm on Monday to Friday.
Can I Get A Payday Loan In Kentucky If I Have Bad Credit?
Yes! At Dollar Hand, we offer bad credit loans as we have a network of vetted lenders who are willing to accept all types of credit histories. Providing that you meet important criteria such as having a stable income and a live checking account, then a poor credit score will not stop you from getting a payday loan with Dollar Hand.
Why Should I Get My Payday Loan In Kentucky Through Dollar Hand?
- Enquire online without leaving the house
- Our broker service is free of charge
- We offer soft searches that won’t affect your credit score
- Borrow anywhere between $100 to $35,000
- Get an instant loan offer
- Receive the money in one lump sum
- Same day loans available
- Early repayment options
- Our platform is quick and simple to use
- Bad credit and no credit check options
How Much Can I Borrow in Kentucky and How Long For?
Dollar Hand has access to loans ranging from $100 to $35,000. However due to loan regulations, the maximum loan amount that can be borrowed in Kentucky is $500.
The maximum loan term is 60 days and can be paid off in equal monthly installments on a date that is agreed with the lender. There is usually the option to make an early repayment to save money on the interest of the loan. Simply get in touch with the lender to arrange doing so.
FAQs About Payday Loans in Kentucky
Before you borrow money in Kentucky, you should think about whether you really need it and whether the funds will go to an important expense or unnecessary spending. It is also important to make sure that you will be able to afford the repayments as otherwise you could face extra charges.
No, our service is free of charge for all of our customers. We just sometimes receive a small commission fee from the lender if your application goes through.
Borrowers in Kentucky are allowed to have a maximum of 2 loans at once, totalling a maximum of $500. Applying for a third active loan or requesting an amount that totals above the $500 limit will therefore be denied.
Yes, it is possible to repay back your payday loan early. Get in touch with your lender to arrange early repayments and check if they charge any fees for doing so.
The maximum interest rate on Kentucky loans is 469%. The price cap provides a limit on how much interest lenders can charge borrowers for taking out a payday loan.