Apply for Payday Loans in Texas, TX - Get The Best Rates with Dollar Hand Today!

With Dollar Hand you can borrow $100, $300, $500 or even $35,000 whether you are in Austin, Dallas, Houston, San Antonio or anywhere else in the State of Texas. To get a loan offer in minutes, select the "Get Started" below. Once approved, you could receive your loan within seconds or by the next working day!

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

3 Steps To Apply for a Payday Loan in Texas

Step 1 - Use Dollar Hand's Quick Service with No Credit Impact

Dollar Hand’s service is fast and free to use and has absolutely zero impact on your credit score. Simply fill in your basic details into our online application form.

Step 2 - Dollar Hand Finds The Best Fit For You

Dollar Hand will connect your application with the most reputable loaners to find the best deal for you. We consider customers with good, bad and fair credit. 

Step 3 - Your Loan Is Approved And Sent To Your Texas Bank Account

If your loan application is successful, your funds will be sent to your live checking account by the lender within 1 hour, 24 hours or the next business day!

Why Use Dollar Hand for Payday Loans in Texas?

Dollar Hand offers a complimentary service that connects you with the best payday lenders. You are carefully matched with the lender who is best suited to your needs and most likely to approve your loan!

Dollar Hand excels at finding the best payday loans for you in Texas. Better yet, our service is free of charge for all of our customers and enquiring has no impact on your credit score.

All you need to do is enter your basic details and loan requirements on our online application form. It takes less than 5 minutes to complete and if you are successful, you could receive the funds to your bank account within 1 day.

What Are The Current Regulations for Payday Loans in Texas?

Key rules and regulations for payday loans in Texas include:

Are Payday Loans Legal? Yes
Maximum Loan Amount Not Applicable
Minimum Loan Term 7 days
Maximum Loan Term 180 days
Price Cap There is no cap but state regulators have reported an average APR of 410%
No. of Rollovers Allowed 0
No. of Outstanding Loans Allowed Any
Finance Charges Vary from lender to lender

Do You Offer Payday Loans with Bad Credit in Texas?

Yes, our esteemed and reputable panel of lenders are willing to accept bad credit and poor credit histories. Dollar Hand will connect your loan enquiry with the lender who is most likely to approve you.

Our partners understand that not everyone can have a perfect credit score and there are always things in life that can make keeping up with finances difficult. Dollar Hand and its partners are always happy to give the benefit of the doubt and assuming that you fit the criteria above, you are certainly eligible for a payday loan.

Where Can I Get A Payday Loan In Texas With Dollar Hand?

With Dollar Hand, you can apply for a loan from anywhere in the Texas state. Our application form can be filled in online 24 hours a day, 7 days a week using either your mobile, desktop, laptop or tablet.

Our bespoke software brings all our premium providers into one place, so that you can get an instant quote from the lender with the highest approval rate. So why not get started today? Areas for payday loans in Texas include:

  • Amarillo

  • Arlington

  • Austin

  • Brownsville

  • Corpus Christi

  • Cypress

  • Dallas

  • Deer Park

  • Del Rio

  • Del Valle

  • Denison

  • Denton

  • Desoto

  • Detroit

  • Diboll

  • Dickinson

  • Dumas

  • Eagle Pass

  • El Paso

  • Elgin

  • Elsa

  • Ennis

  • Euless

  • Ferris

  • Fort Worth

  • Frisco

  • Garland

  • Gainesville

  • Galveston

  • Gatesville

  • Georgetown

  • Gonzales

  • Granbury

  • Grand Prairie

  • Grapevine

  • Greenville

  • Groves

  • Gun Barrel City

  • Houston

  • Irving

  • Jacksonville

  • Jasper

  • Katy

  • Keller

  • Kerrville

  • Kilgore

  • Killeen

  • Kingsville

  • La Marque

  • Lake Dallas

  • Lake Jackson

  • Lamesa

  • Laredo

  • Lubbock

  • McKinney

  • Mercedes

  • Mesquite

  • Midland

  • Midlothian

  • Plano

  • Robstown

  • Rockport

  • Rockwall

  • San Antonio

  • San Benito

  • San Elizario

  • San Juan

  • San Marcos

  • Seabrook

  • Seagoville

  • Seguin

  • Selma

  • Sherman

  • Sinton

  • Snyder

  • South Houston

  • Splendora

  • Spring

  • Stafford

  • Sherman

  • Sinton

  • Snyder

  • South Houston

  • Splendora

  • Spring

  • Stafford

  • Stephenville

  • Sugar Land

  • Sulphur Springs

  • Sweetwater

  • Talco

  • Taylor

  • Temple

  • Terrell

  • Texarkana

  • Texas City

  • The Colony

  • The Woodlands

  • Tomball

  • Tyler

  • Universal City

  • Uvalde

  • Vernon

  • Victoria

  • Vidor

  • Waco

  • Waxahachie

  • Weatherford

  • Webster

  • Weslaco

  • West Columbia

  • Wharton

  • Wichita Falls

  • Woodville

Am I Eligible for a Payday Loan in Texas?

You are able to apply for a Dollar Hand payday loan in Texas if you fit these criteria:

  • Over 18 years of age
  • Based or living in Florida and the USA
  • US citizen
  • Employed and earning a monthly wage (at least $800 per month)
  • Have a live checking account
  • Can afford monthly repayments
  • Good, fair or bad credit scores considered

How Quickly Can I Get Payday Loans In Texas with Dollar Hand?

If you need money on the same day, Dollar Hand can help. Our online submission form allows you to complete all your details in less than 5 minutes and receive an instant decision on the screen. 

Subject to further checks, successful candidates can receive money to their bank account within a few hours often on the same day or the next business day.

To get quick payday loans in Texas, give accurate information (including your work, postal address and income) and make sure that you are available at all times to reply to your lender if they contact you by email or phone. 


How Do Repayments Work For Payday Loans?

Repayments are taken in equal monthly installments from your checking account on a day that you have chosen. 

You may choose a Texas payday loan which lasts a few weeks, 1 or 2 months – or you may prefer our installment loan product where you can repay the funds over 1 to 5 years – this is usually better for larger loans. 

With Dollar Hand you will always have the opportunity to repay your loan back early.

How To Apply for A Payday Loan In Texas With Dollar Hand

Our loan request process is simple to follow, and can be completed in just 5 steps. Simply click on the “Get Started” button, fill out our quick and easy form and we’ll connect you to our trusted lender best suited to your borrowing needs.

Whilst completing our loan application form, you will be asked a few personal details such as your employment status, salary and expenditure. You can then apply for a loan of up to $35,000! 

Dollar Hand is a broker and connection service, this means the funds won’t come from us, but rather the Texas lender we connect you with. If approved, successful applicants could receive funds in an hour, the same day or next day! So why wait? Start now and receive your money as soon as today! 

FAQs About Payday Loans in Texas

What Is The Price Cap For Loans In The State Of Texas?

The maximum interest rate in Texas is 664%. This a limit on how much interest lenders can charge borrowers for taking out a payday loan.

How Many Payday Loans Am I Allowed To Have Open At One Time In Texas?

You can have an unlimited number of loans in Texas. However, this is not necessarily recommended as having lots of loans could result in a spiral of debt.

What Is The Maximum And Minimum Amount I Can Borrow in Texas?

Payday loan amounts range from $100 to $35,000 with Dollar Hand, and in Texas there is no limit on the maximum loan amount that you can borrow.

Can I Get A No Credit Check Loan In Texas?

Yes, it is possible to get a no credit check loan in Texas. Whilst a credit check is usually carried out, we work with lenders who can prioritize other key factors such as a stable income.

Is Dollar Hand A Direct Lender Or A Broker?

Dollar Hand acts as a broker. We connect customers with the most reputable lenders across the US who have all been vetted and reviewed to ensure that they uphold to the OLA standards.