Complete our online loan request form, mentioning key details such as your income, expenditure and employment status, as well as how much you wish to borrow and how long for. Filling in the form will take less than 5 minutes!
The Best Rates for Payday Loans in Iowa IA with Dollar Hand
Wherever you are in Iowa from Des Moines, Cedar Rapids, Mason City to Burlington, you can get started with a payday loan with Dollar Hand today! If approved, you can receive funds between $100 and $35,000 within 1 hour, 24 hours or by the next working day.
Dollar Hand has quick and easy payday loans at your fingertips, try here!
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*
* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.
How To Apply For A Payday Loan In Iowa With Dollar Hand
Step 1 - Enquire Online Through Our Website
Step 2 - Receive Your Loan Offer
You will then receive an immediate response on screen from the lender most suited to your borrowing requirements. Dollar Hand’s service is completely free to use and has absolutely zero impact on your credit score!
Step 3 - Dollars Will Be In Your Hands
Dollar Hand works with the most reputable lenders in Iowa to make sure you get approved. Your payday loan will then be transferred into your bank account within minutes, hours or by the next business day.
Do I Qualify for a Payday Loan in Iowa?
To be eligible for a payday loan in Iowa from Dollar Hand you must:
- Be over 18 years of age
- Have a live checking account
- Be a resident of Iowa or the USA
- Earn a monthly wage of at least $800
- Be able to afford monthly repayments
Where in Iowa Can I Get A Payday Loan?
Dollar Hand is based 100% online which means you can get a payday loan from anywhere in Iowa or the US. We don’t let locations stop our borrowers from getting the funds that they need. Areas include but are not limited to:
- Carter Lake
- Cedar Falls
- Cedar Rapids
- Council Bluffs
- Des Moines
- Fort Dodge
- Fort Madison
- Iowa City
- Iowa Falls
- Le Mars
- Mason City
- Red Oak
- Sioux City
- Spirit Lake
- Webster City
- West Des Moines
Is a Payday Loan in Iowa Suitable For You?
What Is The Purpose Of A Payday Loan?
A payday loan is designed to help you get back on your feet. If you face unforeseen costs such as hospital bills, dentistry fees, house or car repairs, then a payday loan offers an easy way to get cash quickly. It is a short-term loan that is intended to last you until your next payday, when you are then expected to repay back the loan. However there are options for longer-term loans of up to 5 years too.
Have You Considered Alternatives to Payday Loans?
Before taking out a payday loan, it is worth considering if there are better options more suitable for you. Alternatives include borrowing from family or friends, using a credit card or arranging an authorised overdraft. For more suggestions check out Dollar Hand’s guide on ‘What are some alternatives to a payday loan?’.
Are You Borrowing A Payday Loan For The Right Reasons?
Payday loans are for those in need of temporary cash until they receive their next paycheck. It must only be taken out to deal with an important expense, with no extra funds borrowed for unnecessary spending such as shopping or partying in Iowa. It would not be right for a customer who was looking to pay off an outstanding loan.
Why Should I Get A Payday Loan In Iowa Through Dollar Hand?
Dollar Hand excels at finding the best payday loans for you in Iowa. We have a network of over 50 reputable lenders across the US who offer the most competitive and affordable rates. With options for those with bad credit and no credit check loans too, our streamlined process matches our customers to the lender most likely to approve them. Better yet, our service is free of charge and enquiring has no impact on your credit score!
You can borrow anywhere between $100 to $35,000 through our easy online application form and get the funds in one lump sum within minutes of applying, hours or by the next working day. There is also the option to repay your loan early at any point to save money on interest.
So what are you waiting for? Get started with Dollar Hand from anywhere in Iowa and get an instant decision online today!
What Are The Current Regulations for Payday Loans in Iowa?
|Are Payday Loans Legal?||Yes|
|Maximum Loan Amount||$500|
|Minimum Loan Term||Not specified|
|Maximum Loan Term||31 days|
|No. of Rollovers Allowed||0|
|Statute of Limitations||10 years from the last payment|
|Finance Charges||$15 on the first $100 + >$10 on subsequent $100|
Useful Guides For Borrowing Payday Loans In Iowa
How Can I Borrow Money In Iowa?
Dollar Hand can help you borrow money in Iowa in the snap of a finger! Simply click on the ‘Get Started’ button below and fill in our online application form. This should only take a couple of minutes to complete and once submitted, you will receive an instant decision on-screen about whether or not you have been approved. If you are successful, there will be a loan offer from one of our reputable lending partners.
If you decide to go ahead, the total loan amount will be sent to your bank account in one lump sum within minutes, hours or by the next working day latest. So what are you waiting for? Borrow a competitive payday loan in Iowa today!
FAQs About Payday Loans in Iowa With Dollar Hand
No, Dollar Hand is a broker and connections service. This means the funds will not come directly from us, but rather from the trusted lender we connect you with. Our service is free of charge for all of our customers – we work on a commission base with the loaners which means that we might get a small commission from our lending partners if your application goes through.
Dollar Hand can help you secure same day funding. After you complete our online application form, you will receive an instant loan offer on your screen. Subject to further checks, successful candidates can receive the funds to their bank account within a few minutes, hours or by the next working day.
To maximise your chances of a fast payday loan in Iowa, make sure that you provide accurate information and are easily contactable by phone or email incase any questions arise. Applying during working hours of 9am to 5pm on Monday to Friday may also help to speed up the process.
You can borrow any amount between $100 and $35,000. When requesting a payday loan, it’s important to make sure that you don’t borrow too much or too little for your financial needs.
Repayments range from short-term loans, something between 2 and 4 weeks, to longer-term loans, which we offer up to 5 years. These are paid in equal installments each month on a date that you have agreed with the lender. There is also the option to repay back your payday loan early to save money on interest.
Yes, we work with a panel of lenders who are willing to accept bad credit and poor credit histories. Our partners understand that not everyone can have a perfect credit score and that there are always things in life that can make keeping up with finances difficult. Dollar Hand will connect your loan enquiry with the lender who is most likely to approve you.
Iowa’s maximum interest rate is 433% and borrowers cannot take out more than 2 loans at one time.