Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners

How Much Do You Need?

For How Many Months?

What is a Short Term Loan?

A short term loan involves borrowing money for a brief period of time such as a couple of days, weeks or months. Dollar Hand can connect you to lenders that offer $100, $300, $500, $10,000 or even $35,000 which can be repaid in as little as 2 weeks or even up to 5 years in equal installments.

Short term loans can help tide you over until you are in a stronger financial position, or fund an expense such as a new car, a wedding or even starting a new business.

Examples of short term loans include payday, unsecured and installment loans which all tend to be for short-term purposes rather than long-term loans such as a mortgage.

What is a Short Term Loan?

Am I Eligible For a Short Term Loan?

Dollar Hands criteria for short term loans is as follows:

  • You are a US citizen
  • You are aged 18 years or over
  • You have stable employment
  • You earn a minimum of $800 per month
  • You have a bank account for your loan to be deposited into


Our lending partners carry out a series of checks to determine whether you will be able to repay back your loan on time and to make sure that it will not cause you any financial difficulties.

Get Started

How to Apply for a Short Term Loan with Dollar Hand

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Step 1 - Enquire Online For Quick Cash

Fill in our online application form and choose how much you would like to borrow and for how long. It can be completed in less than 5 minutes using a desktop, laptop, phone or tablet.

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Step 2 - Sign Your Loan Agreement

You will receive an instant decision from one of our partner lenders who will provide you with a provisional loan offer which you can choose to accept straight away.

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Step 3 - Receive Your Short Term Loan

The lender will then undertake some further checks and if your application is successful, you can receive the loan in your checking account within 24 hours or the next working day.

Can You Get a Short Term Loan with Bad Credit?

Yes, Dollar Hand can help to assist those with very poor credit histories in getting a short term loan. As long as you meet key eligibility criteria such as having stable employment and a regular income, then this will show lenders that you will be able to repay back your loan on time.

Our partners may offer higher rates due to the risk involved or longer term loans which give you more time to pay it back. They might also suggest other products such as title loans or secured loans which do not require a good credit score.

Can You Get a Short Term Loan with No Credit Checks?

It is difficult to get short term loans without credit checks as most lenders will run a credit check to confirm your eligibility and determine whether you will meet repayments.

But do not fear as we have connections with a number of reputable lenders who can accommodate different requirements and circumstances. Options might include products from a credit union, an app or a collateral such as a home loan or a title loan where your credit score is not required.

Where Can I Find a Short Term Loan Near Me

We offer a number of options for short term loans including in:



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If you are committed to repayments, then Dollar Hand is delighted to help match you with short term lenders that meet your requirements!

Why Should I Apply for a Short Term Loan with Dollar Hand?

Dollar Hand is delighted to help find the most affordable short term lender for you. We work with a huge network of reputable lending partners across the USA, including stores and apps, so that we can maximise your chance of being approved and funded today.

We have options available for very poor credit scores and no credit checks. Even better, we do not charges for our service and endeavour to get you a loan decision and money into your checking account as quickly as possible. What’s not to like!

Having taken special precautions to keep your details safe, we promise not to pass them on to any other companies without your consent.

Frequently Asked Questions About Short Term Loans

No, we are not a short term loan direct lender. Dollar Hand is a broker who connects you with the best lenders who are most likely to accept your criteria and offer you the money that you need.

Basic details such as your name, date of birth, phone number, email address, employment status, income, expenses, checking account and ID will be needed. You will also be asked how much money you wish to borrow and for how long.

Dollar Hand can connect you with lenders that offer products such as pay day loans, bad credit loans and installment loans, as well as unsecured, secured, title, credit unions, apps and more. Our lenders may offer you multiple options or the best one suited to your requirements.

A short term loan costs range from 36% to 600% APR depending on how strong your credit score is and other circumstances such as your age, salary and the state you live in. Whilst personal or unsecured loans for good credit are closer to the 36% APR mark , payday loans are usually between the 300% to 600% APR mark since they are usually for short term purposes but are multiplied as though they last a whole year.

Short term loan repayments are collected in equal monthly installments and are paid over 1 to 60 months. Using the ACH system, the repayments are collected automatically from your account on the due date, which is usually the last working day of the month.

It is possible to get instant approval for a short term loan. Providing that you meet the borrowing criteria, including being aged over 18 years old, earning a stable income and having a live checking account for the funds to be deposited into, then you will be able to borrow money quickly.