Get started today by applying online with Dollar Hand. Enter a few basic details on our submissions form, as well as the amount you wish to borrow and how long for. Enquiring will have no impact on your credit score as our system only undertakes soft searches.
Apply Online for Payday Loans in Maryland and Baltimore, MD with Dollar Hand
Are you looking for a payday loan in Maryland? From Baltimore, Columbia, Bel Air or anywhere else in Maryland, Dollar Hand sources the most affordable payday loans to meet your financial requirements.
Borrow $300, $500 or even $35,000 within 1 hour, 24 hours or the next working day. Bad credit and no credit check options too. If you need fast cash today, simply click on the 'Get Started' button below.
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*
* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.
How Do I Find a Payday Loan in Maryland?
Step 1 - Enquire Online Today with Dollar Hand
Step 2 - Receive A Payday Loan Offer
Dollar Hand will browse through our list of trustworthy lenders to find the right loan for you. An immediate decision will appear on screen with a loan offer which you can choose whether you would like to accept or not.
Step 3 - Get Dollars in Your Hands
If your loan application is successful, your payday loan will be sent to your live checking account within minutes, hours or by the next business day. Even better, the whole amount is sent in one lump sum. So what are you waiting for? Apply now!
What is a Payday Loan in Maryland?
A payday loan in Maryland offers a useful way to borrow money when facing an unexpected and urgent expense. Common reasons you may need one include due to an emergency medical or vet bill, house repairs, car troubles or funeral costs.
Due to the high interest rates involved, they are designed to be used in the short term to help tide you over until you receive your next paycheck. You should never try to use a payday loan as a long term solution to a financial issue or if you are hoping to access some extra cash for gambling, shopping, partying or unnecessary spending.
Be sure to look into the payday loan repayment terms carefully and assess whether you will be able to afford it, before taking out the loan. You should make sure that you are fully aware of the consequences of failing to pay back your loan on time such as increased interest or a negative impact on your credit rating.
Where Can I Get A Payday Loan in Maryland?
You can borrow a payday loan from anywhere in Maryland. Areas include but are not limited to:
- Bel Air
- Capitol Heights
- Chevy Chase
- College Park
- District Heights
- Glen Burnie
- La Plata
- Linthicum Heights
- Middle River
- Mount Rainier
- Ocean City
- Owings Mills
- Oxon Hill
- Prince Frederick
- Silver Spring
- Severna Park
- Takoma Park
- Temple Hills
- Windsor Mill
What Information Is Required When Applying For a Payday Loan in Maryland?
To apply for a payday loan with Dollar Hand, there are certain details that will be required. This includes:
- Your full name and date of birth
- Your social security number (SSN)
- Your postal address, email address and contact number
- Your employment status and monthly income
- The amount you wish to borrow and how long for
- Your checking account number
Can Dollar Hand Help Me Get A Same Day Loan in Maryland?
Yes! If you find yourself in need of some extra funds before you receive your next paycheck, Dollar Hand can help you secure a same day loan. We understand how stressful it can be when you find yourself needing to take out a loan, so we do all the hard work for you.
Dollar Hands offer a speedy online loan request form and instant decisions on applications. Borrow up to $35,000 and get your funds within the hour, 24 hours or by the next business day directly from your computer, tablet or phone.
To maximise your chances of getting a same day loan, try sending your enquiry during working hours of 9am to 5pm on Monday to Friday as this is when most loans are funded. Be available to respond to any calls or messages from the lender who might need follow-up information or want to offer you a Maryland payday loan.
Am I Eligible for a Payday Loan in Maryland?
It’s important to check whether you are eligible for a loan before sending in your application form. In order to qualify for a payday loan in Maryland, you must:
- Be at least 18 years old
- Be a U.S. citizen
- Have a live checking account
- Have a consistent income
- Earn at least $800 per month
FAQs About Payday Loans in Maryland
No, Dollar Hand is a broker who connects you with the lender most suited to your borrowing requirements. We have an extensive network of reputable loaners across the US so can find the perfect fit for you. Dollar Hand works on a commission basis, meaning we may receive a commission from our lending partners if your submission is successful. But you can be rest assured that if you submit an enquiry through us, it will be free of charge.
Yes, a poor credit score will not exclude you from being accepted for a payday loan with Dollar Hand. We believe in giving our customers a chance to rebuild their financial strength through the help of a short term loan. As a result, Dollar Hand accepts people with all credit histories. Providing that you meet other key requirements such as having a stable income of at least $800 per month and a live checking account for the funds to be deposited into, you can apply for a stress-free payday loan in Maryland.
No, it is not required to pay back your loan in full on the next payday. Whilst it is a viable option since this will lead to less interest on your loan, many Marylanders repay their loan over several months or even years. In this case, it might be best to get an installment loan which involves smaller repayments each month.
Failing to repay your payday loan can have negative consequences. This can include increased interest rates which could worsen your debt, as well as a negative impact on your credit score which could make it more difficult to borrow money in the future. It is therefore essential to only take out a payday loan if you know you will definitely be able to manage the repayments.
If you face an unanticipated financial emergency, get in touch with the lender straight away as they might be understanding and offer you a more flexible alternative payment plan.
In Maryland, lenders have to comply with a 33% APR cap. This helps to protect borrowers from excessively high interest charges.