Payday Loans in Missouri MO - Get the Best Rates Online with Dollar Hand

Whether you are based in Kansas City, Springfield, St. Louis or anywhere else, Dollar Hand can connect you with the most reputable lenders in the US.

Borrow $300, $500, $1000 or even $35,000, repaid over 2 weeks to 5 years. Complete our online application form and receive an instant decision. Poor credit and no credit check options too.

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

How To Find a Payday Loan in Missouri

Step 1 - Apply For a Payday Loan with Dollar Hand

Submit an enquiry free of charge through Dollar Hand’s online application form. You will need to include basic details such as your name, contact information, employment status and checking account number.

Step 2 - Receive An Instant Response From Our Lenders

We will search our network of reputable lenders to find the best loan offer for you. You can then decide whether you would like to go ahead with the payday loan request.

Step 3 - Funds Are Transferred into Your Bank Account

Once your application is approved, you can receive money within minutes, hours or by the next working day. Better yet, the full amount requested is sent to your bank account in one lump sum.

Can I Borrow a Payday Loan in Missouri?

Dollar Hand can help you secure a payday loan in Missouri. $100 to $35,000 can be borrowed via our website – so you can get your loan without leaving the house!

Complete the online application form and receive an immediate response from one of our lending partners. Once your loan request is approved, you could have dollars in your hands in less than 1 hour.

Better yet, submitting a loan request through Dollar Hand is free of charge and enquiring won’t affect your credit score.

What Are The Missouri Payday Loan Regulations?


Payday loans are legal in Missouri. Some of the key rules and regulations are mentioned below:

  • Maximum Loan Amount: $500
  • Minimum Loan Amount: Not specified but usually around $100
  • Maximum Loan Term: 31 days
  • Minimum Loan Term: 14 days
  • Rollovers: Permitted to have up to 6 rollovers per loan
  • Charges: Fees and interest rates must not exceed 75% of the initial loan amount
  • Interest Rate (APR): Depends on the loan term but the average APR is approximately 443%

Where Can I Get a Payday Loan in Missouri?

Dollar Hand offers payday loans 100% online. This means that we can offer loans anywhere across Missouri and the US. We don’t let locations get in the way of our customer’s borrowing needs.

Areas available are not limited to but include:

  • Arnold
  • Aurora
  • Ballwin
  • Blue Springs
  • Branson
  • Camdenton
  • Cape Girardeau
  • Cassville
  • Chesterfield
  • Columbia
  • Desloge
  • Eldon
  • Excelsior Springs
  • Farmington
  • Fenton
  • Festus
  • Flat River
  • Florissant
  • Fredericktown
  • Fulton
  • Grandview
  • Green City
  • Hermann
  • Jefferson City
  • Joplin
  • Kansas City
  • Lamar
  • Lebanon
  • Lees Summit
  • Liberty
  • Louisiana
  • Macon
  • Moberly
  • Mountain Grove
  • Neosho
  • Nevada
  • New Haven
  • Nixa
  • O Fallon
  • Ozark
  • Parkville
  • Perryville
  • Piedmont
  • Platte City
  • Poplar Bluff
  • Raytown
  • Rolla
  • Saint Charles
  • Saint Clair
  • Saint Louis
  • Saint Peters
  • Sainte Genevieve
  • Saint Joseph
  • Saint Robert
  • Sedalia
  • Springfield
  • St. Louis
  • Taylor
  • Tipton
  • Trenton
  • Troy
  • Union
  • University City
  • Warrensburg
  • Warrenton
  • Washington
  • Webb City
  • Wentzville
  • West Plains

Is A Payday Loan In Missouri The Right Product For Me?

A payday loan is a short-term loan which can help fund emergency expenses in life. Examples include having to pay for a boiler leak, a car repair or a pet bill. They are designed to only be taken out for a couple of weeks so that you can cover an unexpected cost and then pay it off once you receive your next paycheck.

If you are in need of a large sum of cash over a long period then a payday loan is probably not the wisest choice – you could consider looking into other options such as installment loans.

If you are experiencing a temporary financial setback and need urgent access to funds, a payday loan through Dollar Hand could tide you over until your next payday.

How Quickly Can I Get A Payday Loan in Missouri?

Dollar Hand can offer you payday loans in the snap of a finger! After submitting your enquiry, you will receive an instant decision from one of our lending partners. If your application is successful, the funds can be transferred into your bank account within minutes, hours or by the next working day.

Our same day loans service means that money will be at your finger tips before you know it. Get money in a hurry with Dollar Hand today!

Better yet, we pay the loan into your account in one lump sum, and you can borrow as little as $100 or as much as $35,000 and anywhere in between.

How Do I Repay Back My Payday Loan In Missouri?

If you are taking out a short-term loan, for instance between 2 to 4 weeks, then you would repay your loan in one final repayment at the end of the loan. However, if you’ve chosen a longer-term loan, which we offer up to 5 years, then you will repay the funds in equal installments each month until the loan is paid off.

The date the money leaves your account will be agreed with the lender before you go ahead with the loan. There’s always the option to repay your payday loan early to save money on interest.

Before taking out the loan make sure that you will be able to pay it back, as otherwise interest will increase and your credit score will be damaged, making it more difficult to borrow money in the future.


Does Dollar Hand Accept Poor Credit For Missouri Payday Loans?

Yes, Dollar Hand accepts all credit histories, including bad credit. A poor credit score will not stop you getting a payday loan.

To be eligible for a Missouri payday loan from Dollar Hand you must:

  • 1. Be at least 18 years of age
  • 2. Be a U.S. resident
  • 3. Have a live checking account
  • 4. Have a consistent income and earn at least $800 every month

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Why Should I Borrow A Payday Loan In Missouri Through Dollar Hand?

  • Easy to use online platform
  • Connects customers with the best lenders in the US
  • Borrow anywhere between $100 to $35,000
  • Receive an instant online response
  • Obtain the loan in one lump sum on the day you enquire
  • Repayment options range from 2 weeks to 60 months
  • Dollar Hand’s service is free of charge
  • Enquiring has no affect on your credit score
  • Bad credit and no credit check options
  • Option to repay early to save money

FAQs About Payday Loans In Missouri

What Is The Maximum Amount I Can Borrow In Missouri?

Due to loan regulations, the maximum loan amount that you can borrow in Missouri is $500. The maximum loan term is 31 days.

What Are The Price Caps For Loans In The State of Missouri?

The maximum interest rate in Missouri is 527%. This is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan.

Can I Get A Payday Loan In Missouri If I Am Self Employed?

Yes, it is possible to get a payday loan in Missouri if you work for yourself. As long as you can show proof of a regular income of at least $800 per month, through financial records such as tax returns or business accounts, then you will be eligible for a payday loan.

How Many Payday Loans Can I Take Out At Once In Missouri?

Only 1 payday loan can be taken out at a time in Missouri, with a maximum loan amount of $500. However, 6 rollovers are allowed.

Will I Get My Payday Loan Directly From Dollar Hand?

No, Dollar Hand is a broker who connects our borrowers with the most reputable lenders across the US. Our streamlined process means that we can match your loan requirements to the lender most suited to your borrowing needs.