Representative Example For A $1200 Loan Over 24 Months:
If a payday loan amount was $1200 with a representative of 36% APR, it would cost you $500.57 in interest over 2 years, with a total cost of $1700.57.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

How Much Do You Need?

For How Many Months?

Find the Best Loans for $1200, $1300, $1400 through Dollar Hand

Need a loan for $1200, $1300 or $1400? Dollar Hand can source the funds for you in the snap of a finger!

Our online application form is simple and quick to complete, tailored to those in need of fast cash. We then connect our customers with the best lender suited to them, meeting their borrowing needs. Once your application is approved, you could receive your funds within the hour, 24 hours or the next working day!

Our platform is free to use and you can be assured that we only do soft searches which has no impact on your credit score. What’s not to love! Enquire today to get dollars in your hands.

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3 Steps To Borrow $1200, $1300, $1400 With Dollar Hand

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Step 1 - Complete our Loans Enquiry Form

Fill in your details on our online application form and specify how much you wish to borrow (i.e. $1200, $1300, $1400) and how long for.  This should take less than 5 minutes to complete.

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Step 2 - Receive an Instant Offer

An instant response will appear on the screen from the lender that can give you the best rate. You can then decide if you would like to proceed with the $1200, $1300 or $1400 loan.

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Step 3 - Money is Sent To Your Bank Account

If your loan application is successful, $1200, $1300 or $1400 will be sent to your live checking account within 1 hour, 24 hours or by the next working day.

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Am I Eligible To Borrow $1200, $1300 or $1400 with Dollar Hand?

The eligibility requirements for lending $1200, $1300 or $1400 includes that you must:

  • Be at least 18 years old
  • Be a US citizen
  • Be in a stable job with a regular salary
  • Have a live checking account for the $1200, $1300 or $1400 to be sent to
  • Be able to repay back the loan

 

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What Can $1200, $1300 Or $1400 Be Used For?

$1200, $1300 or $1400 is useful for as an emergency loan for expenses that were not anticipated. For example medical care, pet bills, house renovations, car repairs or funeral costs.

At Dollar Hand, we can find you the best lender to provide you with the financial assistance you need until your next pay-check, with funds often transferred within a couple of minutes, hours or within 1 business day of approval!

 

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How Do I Repay a $1200 to $1400 Loan?

When borrowing between $1200 to $1400, repayments will be made in equal monthly installments (see installment loans online). The exact date money is withdrawn from your bank account each month will be decided on with your lender. Usually it is at the end of the month or just after you have received your pay-check.

The borrowing period ranges from 1 to 60 months and you will usually have the option to pay back the $1200, $1300 or $1400 loan early to save money on interest. Always speak to your lender before an early repayment to make sure you won’t be charged any extra fees for doing so.

Can I Borrow $1200, $1300 or $1400 if I Have a Bad Credit Score?

It is still possible to borrow a $1200, $1300 or $1400 loan if you have a poor credit score. Dollar Hand’s network of credible lenders are happy to consider a wide range of credit histories as they can focus on other criteria such as whether you have a stable income and are able to afford monthly repayments.

Can I Get a $1200, $1300 or $1400 Loan with No Credit Checks?

Dollar Hand can help you get a $1200, $1300 or $1400 loan without any credit checks. Our specialised loans connection service can offer a variety of other viable products; for instance, those which include security or collateral such as home or title loans, or we might recommend an app or credit union. Enquire today to discover the best option for you.

What Happens if I Fail To Repay My $1200, $1300, $1400 Loan?

If you end up missing a monthly repayment, you could be charged a late fee. Your credit score could also be negatively impacted, limiting your borrowing options in the future.

Dollar Hand stresses the importance of only taking out a $1200, $1300 or $1400 loan if know you will be able to meet repayments. Our lenders are sometimes open to flexible payment plans if borrowers face an unexpected financial issue and immediately get in touch. However, ignoring the loan agreement could lead to wage garnishing, debt collection, a lawsuit or even in extremely rare cases prison.

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How Much Would A Loan Cost?

Examples of how much a $1200-$1400 loan could cost over 2 years are summarized in the tables below:

$1200 Loans

Credit Score APR Interest Total Repayment
Good 12% $155.72 $1355.72
Fair 20% $265.80 $1465.80
Bad 36% $500.57 $1700.57

 

$1300 Loans

Credit Score APR Interest Total Repayment
Good 12% $168.69 $1,468.69
Fair 20% $287.95 $1587.95
Bad 36% $542.28 $1,842.28

 

$1400 Loans

Credit Score APR Interest Total Repayment
Good 12% $181.67 $1,581.67
Fair 20% $310.10 $1710.10
Bad 36% $583.99 $1983.99

Frequently Asked Questions

No, Dollar Hand offers a loans connection service. We work with over 50 reputable lending partners across the United States so that we can find the best deals for you. You can also be rest assured that all of our partners comply to the OLA standards.

We search through our database to find a loan that meets your borrowing requirements. Better yet, our service is free of charge for all customers.

Yes, you can get same day loans with Dollar Hand. Complete our online application form in less than 5 minutes to receive an instant loan offer. If approved, the funds will be in your bank account within minutes, hours or by the next business day.

If you are in a hurry and for instance, need 1200 dollars today or need 1300 dollars fast, then make sure you are easily contactable incase the lender wants to get in touch with any follow-up questions.

A $1200 to $1400 loan through Dollar Hand can be offered in the form of payday loans, installment loans, secured loans, title loans, or through a credit union, app or other alternatives. With access to the best lenders and products, we are committed to helping customers find the most suitable option for them.

Yes, you can borrow 1200 dollars with bad credit. Our lenders are willing to work with applicants with a variety of credit histories. Just note that you might be charged slightly higher interest rates on your loan repayments due to the larger level of risk involved for the lender.