Apply Online for Payday Loans in Kansas KS - Borrow Money Today!

Are you looking for online payday loans in Kansas? From Kansas City, Lawrence Manhattan or anywhere else in between, Dollar Hand secures the most affordable payday loans to meet your financial needs.

Borrow $300, $500, $1000 or more within minutes, hours or by the next business day latest. Bad credit is accepted and there are no credit check options too. If you need speedy cash today, simply click on the 'Get Started' button below.

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

How Do I Apply For a Payday Loan in Kansas?

Step 1 - Enquire Online Now with Dollar Hand

Borrow money today by applying online with Dollar Hand. Enter key details on the submissions form such as your name and contact details, as well as the amount you wish to borrow and how long for. Enquiring will have no impact on your credit score as we undertake soft searches.

Step 2 - Receive A Payday Loan Offer

We will search through our list of trustworthy lenders to find the most competitive loan for you. An instant loan offer will appear on screen from the lender most suited to your borrowing requirements, which you can choose whether you would like to accept or not.

Step 3 - Get Money in Kansas Today

If your application is approved, your payday loan will be sent to your live checking account within 1 hour, 24 hours or by the next working day. Better yet, the whole payday loan amount is sent in one lump sum. So what are you waiting for? Get started now!

What is a Payday Loan in Kansas?

A payday loan is a financial product that offers a quick and easy way to get money when facing an unexpected or urgent expense. Common reasons you may to borrow money include due to an emergency medical or dental bill, house repairs, car troubles or funeral costs.  

Payday loans are designed to be used in the short term to help tide you over until you receive your next paycheck on your upcoming payday. You should never try to use a payday loan as a long term solution to a financial issue or if you are hoping to access some extra cash for frivolous spending such as partying or shopping.  

Before committing to a loan, carefully read the terms and conditions of the contract and make sure you will be able to afford the repayments. You must be mindful of the consequences of failing to pay back your loan on time, such as late fees and a negative impact to your credit rating.

payday-loan-kansas

Where Can I Get A Payday Loan Near Me in Kansas?

You can borrow a payday loan online anywhere in Kansas. Areas include but are not limited to:

  • Abilene
  • Arkansas City
  • Atchison
  • Basehor
  • Bonner Springs
  • Chanute
  • Coffeyville
  • De Soto
  • Dodge City
  • El Dorado
  • Emporia
  • Eudora
  • Fort Scott
  • Garden City
  • Gardner
  • Great Bend
  • Hays
  • Hutchinson
  • Junction City
  • Kansas City
  • Lawrence
  • Leavenworth
  • Leawood
  • Lenexa
  • Louisburg
  • Manhattan
  • Paola
  • Praire Village
  • Olathe
  • Overland Park
  • Salina
  • Shawnee
  • Topeka
  • Wamego
  • Wichita
  • Winfield

What Are The Current Regulations for Payday Loans in Kansas?

Are Payday Loans Legal? Yes
Maximum Loan Amount $500
Minimum Loan Term 7 days
Maximum Loan Term 30 days
Price Cap 391%
No. of Rollovers Not specified
No. of Outstanding Loans 2 from 1 lender
Finance Charges 15% of the amount advanced, 1 NSF fee & 3% per month of the outstanding amount
Statute of Limitations 5 years since last payment

What Information Is Required When Applying For a Kansas Payday Loan?

To apply for a payday loan in Kansas, there are certain details that will be requested. This includes:

  • Your full name
  • Your date of birth
  • Your social security number (SSN)
  • Your postal address
  • Your email address
  • Your contact number
  • Your employment status
  • Your monthly income
  • How much you wish to borrow
  • Your checking account number

Can Dollar Hand Help Me Get A Same Day Loan in Kansas?

Yes, you can get a same day loan in Kansas today with Dollar Hand. We understand how stressful it can be when you find yourself needing money now, so we do all the hard work for you. 

Dollar Hand offers a quick online loan request form and instant decisions on applications. Borrow up to $35,000 and get your funds within the hour, 24 hours or by the next business day directly from your desktop, tablet or smartphone. 

To maximise your chances of borrowing a same day loan, enquire during working hours of 9am to 5pm on Monday to Friday. You should also be available to respond to any calls or messages from the lender who may wish to ask you follow-up information.

Am I Eligible for a Payday Loan in Kansas?

In order to qualify for a payday loan in Kansas, you must:

  • Be at least 18 years of age
  • Be a U.S. citizen
  • Have a live checking account
  • Have a stable income
  • Earn at least $500-800 per month
eligible-for-payday-loan-in-kansas

Frequently Asked Questions

Can I Get A Payday Loan From A Direct Lender?

Dollar Hand is a broker who connects customers with the lender best suited to their borrowing needs. We have an extensive network of over 50 reputable loaners across the US so we can find the perfect fit for you. Better yet, if you submit an enquiry through us, it will be free of charge.

What Is The Maximum Payday Loan Amount I Can Borrow In Kansas?

Payday loan regulations exist which means that Kansans can borrow anywhere up to $500 payday loans. A minimum loan amount is not specified.

Can I Get a Payday Loan in Kansas if My Credit Score is Bad?

Yes, you can get a payday loan if you have a poor credit score. At Dollar Hand, we believe in giving our customers a chance to rebuild their financial strength through the help of a short term loan. We work with lenders who accepts borrowers with all types of credit histories. Providing that you meet other key requirements such as having a stable income and a live checking account for the funds to be deposited into, then you can apply for a stress-free payday loan in Kansas today.

Will My Payday Loan Need To Be Repaid Back In Full After My Next Payday?

No, it is not required to pay back your loan in full on the next payday. Whilst this is a popular option since it would lead to less interest on your loan, it is possible to repay back the loan over several months. However, in this case it might be better to borrow an installment loan which involves smaller repayments each month.

What Happens If I Cannot Repay My Payday Loan?

If you cannot repay your payday loan, then you could face late fees which could lead to debt issues. This could also damage your credit rating which could make it more difficult to borrow money in the future. It is therefore essential to only take out a payday loan if you are certain that you will be able to manage the repayments.

If you face an unanticipated financial emergency, contact the lender straight away as they might be understanding and offer you a more flexible alternative repayment plan.