Get the Best Rates in Ohio for Payday Loans

Whether you live in Akron, Cincinnati, Cleveland, Columbus, Youngstown or anywhere else in Ohio State OH, you can get a quick payday loan with Dollar Hand. We can find you the best payday loan for your individual circumstances.

Apply for $100 to $35,000 and if accepted, you could receive your loan within the day!

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

How To Borrow Money In Ohio

Step 1 - Apply To Get a Loan Quickly and Easily

Dollar Hand’s service is fast! Apply for a loan on our website in less than 5 minutes and receive an instant decision on your eligibility.

Step 2 - Accept Your Loan Offer From A Responsible Lender

We only work with reputable lenders, and will search our panel of lenders to find the best fit for your needs.

Step 3 - Receive Your Funds Straight Into Your Bank Account

Subject to further checks, if your application is approved you can receive your payday loan within the same hour, day or next business day!

Why Should You Use Dollar Hand for a Payday Loan in Ohio?

Based in Ohio and need a payday loan? We can give you a helping hand! Dollar Hand works with the most reputable lenders across Ohio to get the best payday loans at the most affordable rates. 

We know how stressful financial crises can be so are here to support you. Your payday loan can be in your bank account within the hour! Simply fill in our online application form to get an instant offer today.

Is a Payday Loan in Ohio Right for Me?

Many people use Dollar Hand for loans to pay for unexpected emergency expenses or bills. 

Dollar Hand helps you find Ohio payday loans with all the best features:

  • Speedy online loan request form
  • Instant decisions
  • Same day funding
  • Flexible repayment options
  • Possibilities for people with poor credit

An Ohio payday loan can help to keep you financially afloat when faced with unexpected bills such as home or car repairs and medical or veterinary bills. In situations like this, a payday loan could be a good option for getting quick access to funds. You can choose a short-term loan of 2-4 weeks to give you some time until your next pay-check.

A payday loan is not advised if you are planning on using it to pay off an outstanding loan. Money should also not be borrowed for any reckless spending. 

Where Can I Get a Payday Loan in Ohio?

Because Dollar Hand offers a fully online experience, we can offer loans anywhere in Ohio and across the U.S. Areas include:

  • Akron
  • Alliance
  • Amelia
  • Archbold
  • Ashland
  • Ashtabula
  • Ashville
  • Athens
  • Barberton
  • Barnesville
  • Bedford
  • Bellaire
  • Bellefontaine
  • Bellevue
  • Beloit
  • Belpre
  • Bowling Green
  • Bridgeport
  • Brook Park
  • Brookfield
  • Brunswick
  • Bryan
  • Bucyrus
  • Cadiz
  • Columbus
  • Cleveland
  • Cincinnati
  • Dayton
  • Defiance
  • Delaware
  • Delphos
  • Dover
  • Dublin
  • East Liverpool
  • East Palestine
  • Eaton
  • Elyria
  • Englewood
  • Euclid
  • Fairborn
  • Fairfield
  • Fairlawn
  • Findlay
  • Galion
  • Gallipolis
  • Galloway
  • Garrettsville
  • Geneva
  • Genoa
  • Georgetown
  • Glandorf
  • Goshen
  • Granville
  • Greenfield
  • Greenville
  • Grove City
  • Hamilton
  • Harrison
  • Hartville
  • Heath
  • Hilliard
  • Hillsboro
  • Holland
  • Hubbard
  • Independence
  • Ironton
  • Jackson
  • Johnstown
  • Kent
  • Kenton
  • Lake Milton
  • Lakewood
  • Lancaster
  • Lebanon
  • Lima
  • Lisbon
  • Lockbourne
  • Lodi
  • Logan
  • London
  • Lorain
  • Loudonville
  • Louisville
  • Loveland
  • Lucas
  • Lucasville
  • Madison
  • Mansfield
  • Maple Heights
  • Marietta
  • Marion
  • Martins Ferry
  • Marysville
  • Mason
  • Massillon
  • Masury
  • Medina
  • Mentor
  • Miamisburg
  • Middletown
  • Milford
  • Millersburg
  • Mount Gilead
  • Mount Orab
  • Mount Sterling
  • Mount Vernon
  • Napoleon
  • Nelsonville
  • New Boston
  • New Carlisle
  • New Lebanon
  • New Lexington
  • New Philadelphia
  • Newark
  • Newport
  • Newton Falls
  • Niles
  • North Canton
  • North Olmsted
  • Northfield
  • Oregon
  • Orrville
  • Ottawa
  • Oxford
  • Painesville
  • Pataskala
  • Paulding
  • Pickerington
  • Piqua
  • Pomeroy
  • Portsmouth
  • Powell
  • Proctorville
  • Ravenna
  • Reynoldsburg
  • Rittman
  • Sabina
  • Saint Clairsville
  • Saint Marys
  • Salem
  • Sandusky
  • Sardis
  • Shadyside
  • Shelby
  • Sidney
  • Sonora
  • South Point
  • Springboro
  • Springfield
  • Steubenville
  • Stow
  • Streetsboro
  • Swanton
  • Sylvania
  • Tallmadge
  • The Plains
  • Tiffin
  • Tipp City
  • Toledo
  • Trotwood
  • Troy
  • Uhrichsville
  • Urbana
  • Van Wert
  • Vandalia
  • Wadsworth
  • Wapakoneta
  • Warren
  • Warrensville Heights
  • Washingto Twp
  • Washington Court House
  • Wauseon
  • Waverly
  • Wellington
  • Wellston
  • West Jefferson
  • West Union
  • Westerville
  • Wheelersburg
  • Wickliffe
  • Willard
  • Willoughby
  • Willowick
  • Wilmington
  • Wooster
  • Xenia
  • Youngstown
  • Zanesville

Your location doesn’t need to be a barrier to you getting the financial support you need. Get in contact with Dollar Hand today and you could receive your funds today. Getting a payday loan has never been easier!

What Are The Regulations for Payday Loans in Ohio?

Some of the key rules and regulations for Ohio payday loans are mentioned in the table below:

Are Payday Loans Legal? Yes
Maximum Loan Amount $1,000
Minimum Loan Term 91 days
Maximum Loan Term 1 year
Price Cap 38%
No. of Rollovers Allowed 0
No. of Outstanding Loans Allowed 0
Finance Charges 28%
Statute of Limitations 8 Years Since Last Payment

Useful Guides for Borrowing A Payday Loan in Ohio

payday-loan-ohio

How Can I Get a Fast Payday Loan in Ohio?

Customers in need of a payday loan often find themselves in desperate financial situations. Dollar Hand understands the urgency involved and endeavors to secure your funds as quickly as possible.

If you need money on the same day in Ohio, we can help. Our online application form allows you to add all your details within a couple of minutes and you will then receive an immediate decision on the screen from one of our lenders. 

If you pass further checks, you could receive the funds into your live checking account within 1 hour, a few hours or the next business day!

To get a fast payday loan in Ohio, make sure that you give the most accurate information possible (including your work, home address and income) and be available to respond to the chosen lender by email or phone. 

Am I Eligible for a Payday Loan in Ohio?

You are able to apply for a Dollar Hand payday loan in Ohio if you fit these criteria:

  • Over 18 years of age
  • Based or living in Florida and the USA
  • US citizen
  • Employed and earning a monthly wage of at least $800 each month
  • Have a live checking account
  • Can afford monthly repayments
  • Good, fair or bad credit scores considered

Can I Get a Dollar Hand Loan in Ohio if My Credit Score Is Bad?

Yes, we work with a panel of vetted lenders who consider both poor credit and bad credit histories. Dollar Hand will connect your Ohio, OH, loan enquiry with the lender who is most likely to approve you.

Dollar Hand and its partners are always happy to give the benefit of the doubt and assuming that you fit the criteria above, you are certainly eligible for a payday loan.

What Happens if I Cannot Repay My Payday Loan in Ohio?

Not being able to repay your payday loan will negatively affect your credit score. It could also make it more difficult to take out loans in the future. If your loan starts to drag on, your debt could get out of control, so it is always essential to have a clear plan of how you will repay the loan. When you can’t repay your loan interest rates can increase and the lender will continue to attempt to get the money you owe, be that from your account or with the help of bailiffs.

How Do I Repay A Payday Loan in Ohio?

With Dollar Hand in Ohio, you control how long you wish to take to repay your loan. If you simply need money to assist you until your next pay-check, you could get a short-term loan. This will give you 2 to 4 weeks to repay in one full repayment. 

If you need longer to pay back your borrowed funds, a long-term loan gives you up to 60 months to undertake repayments in equal installments. There is usually the option to make early repayments too so you can save money on interest. 

Be careful, if you become unable to make your loan payments on time there could be additional interest charged and a negative impact on your credit score. 

ohio-payday-loans

Why Should I Use Dollar Hand For a Payday Loan in Ohio?

  • Borrow anywhere from $100 – $35,000
  • Enquiring is free and doesn’t affect your credit score
  • Get an instant decision online
  • Easy online enquiry process
  • Get the money in one lump sum within 1 business day
  • Repay early anytime to save money

FAQs About Payday Loans in Ohio

What Is The Maximum Amount I Can Borrow In Ohio?

Ohio has a payday loan limit of $1,000 per loan. This can be arranged through Dollar Hand as we can secure loans from $100 to $35,000.

How Many Payday Loans Am I Allowed To Have Open In Ohio?

You can only take out 1 payday loan at a time in Ohio. However, once this loan is paid back, you are allowed to take out another one if you need to.

What Is The Price Cap For Loans in Ohio?

The price cap for loans in Ohio is 138%. This maximum interest rate intends to protect borrowers from lenders charging excessively high rates.

What Should I Consider Before Applying For A Payday Loan In Ohio?

Before you borrow money in Ohio, think about whether you definitely need a payday loan. Make sure that you meet the eligibility requirements and work out whether you will be able to manage the repayments as failure to do so could lead to extra charges.

Can I Get A Payday Loan In Ohio With No Credit Checks?

Yes, it is possible for Dollar Hand to consider those in need of no credit check loans. Our lenders may just offer you a slightly lower amount than you have hoped for, ask for collateral or charge higher fees due to the larger level of risk involved.