Get the Best Rates for Payday Loans in California CA

How Much Do You Need?

For How Many Months?

Wherever you are from San Francisco to San Diego, Los Angeles to Sacramento, or anywhere in between, Dollar Hand can find you the best online payday loans in California for your individual circumstances.

Apply for a loan with Dollar Hand to borrow $100 to $35,000. You could receive your loan within the hour!

 

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

How To Apply for Payday Loans in California - Step-by-Step

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Step 1 - Apply Through Dollar Hand's Loan Request Form

We are a broker who can help you find affordable loans at the snap of a finger! Simply enquire through our online application form.

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Step 2 - Dollar Hand Will Find the Right Fit For You

We will search our panel of lenders across California to find the best fit for your needs. You will receive an immediate loan offer and will have the opportunity to proceed with it.

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Step 3 - Dollar Hand Will Help You Secure Your Loan

If your application is successful, the lender will transfer your California payday loan into your bank account within 1 hour, 24 hours or the next working day!

Dollar Hand can help you borrow a payday loan through our online platform. If you need $300 in California, then this can be arranged on our website. It only takes a few minutes to complete the online request form, and you will receive an offer within minutes. If your loan application is then approved, you could have the funds in less than 1 hour.

A payday loan is particularly useful when you are faced with an unexpected payment that cannot wait. Reasons to take out a loan include vet or medical bills, car troubles, or house repairs. It is a short term solution that should only be taken out if you will be able to afford the repayments as otherwise you may face late fees or a damaged credit rating.

 

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How Can Dollar Hand Help Me Today?

If you find yourself in need of some extra funds before you receive your next paycheck, Dollar Hand can help with payday loans fast. At Dollar Hand, we know how worrying it can be when you find yourself needing to take out a loan, so we do all the hard work for you. We are connected to a network of over 50 reputable lenders and are able to find our customers the most competitive rates.

Request a payday loan with Dollar Hand from anywhere in California and receive a decision in minutes. Your payday loan can be in your bank account within the hour!

We undertake soft searches that do not have any effect on your credit score. Better yet, Dollar Hand’s service is free of charge for all of our customers.

So what are you waiting for? Get started now to borrow money today.

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Am I Eligible for a Payday Loan in California?

It’s good practice to make sure you are eligible for a loan before sending in your request form to avoid disappointment. In order to get a payday loan online in California, there are four simple requirements:

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a checking account
  • Have a consistent income and be earning at least $800 per month

Where Can I Get a Payday Loan in California?

As Dollar Hand offers a fully online experience, we can offer loans across California and across the U.S. Your location doesn’t need to be a barrier to you getting the financial support you need. Getting an online payday loan in California has never been more convenient as you can get instant money in the flick of a finger!

Examples of locations in California where you can get a payday loan include:

Alameda

Alhambra

Alta Loma

Altadena

Anaheim

Arcadia

Artersia

Auburn

Bakersfield

Cabazon

Calexico

Camarillo

Campbell

Canoga Park

Canyon Country

Canyon Lake

Daly City

Delano

Desert Hot Springs

Dinuba

Downey

Duarte

Dublin

East Rancho Dominguez

El Cajon

El Centro

El Cerrito

El Granada

El Monte

El Segundo

El Sobrante

Elk Grove

Fresno

Gilroy

Glendale

Glendora

Lancaster

Long Beach

Los Angeles

Modesto

Mountain View

Murrieta

Napa

National City

Newark

Newport Beach

Oakland

Oceanside

Ontario

Orange

Orangevale

Orland

Oroville

Oxnard

Palm Springs

Palmdale

Palo Alto

Pamona

Panorama City

Paradise

Paramount

Pasadena

Paso Robles

Patterson

Perris

Petaluma

Pico Rivera

Pinole

Pismo Beach

Pittsburg

Placentia

Placerville

Pleasant Hill

Pomona

Port Hueneme

Porterville

Poway

Ramona

Rancho Cordova

Rancho Cucamonga

Rancho Mirage

Red Bluff

Redding

Redlands

Redondo Beach

Redwood City

Reedley

Reseda

Rialto

Sacramento

San Bruno

San Diego

San Francisco

San Jose

Santa Barbara

Santa Monica

Santa Rosa

Stockton

Temecula

Temple City

Thousand Oaks

Torrance

Tracy

Tulare

Turlock

Tustin

Twentynine Palms

Ukiah

Union City

Upland

Vacaville

Valencia

Vallejo

Valley Village

Van Nuys

Venice

Ventura

Victorville

Vista

W Hollywood

Walnut

Walnut Creek

Wasco

Watsonville

West Covina

West Sacramento

Westminster

Westwood

Whittier

Willits

Willows

Wilmington

Windsor

Winnetka

Woodland

Woodland Hills

Yorba Linda

Yreka

Yuba City

Yucaipa

Yucca Valley

Your location will not prevent you from getting the fast cash that you need. Get started now and received your funds within 1 business day!

 

What Are The Current Regulations for Payday Loans in California?

Some of the key rules and regulations for payday loans in California are mentioned below:

Are Payday Loans Legal in California? Yes
Maximum Loan Amount $300
Minimum Loan Term Not specified
Maximum Loan Term 31 days
Price Cap 460%
No. of Rollovers Allowed 0
No. of Outstanding Loans Allowed 1
Finance Charges $17.64 per $100 or 15% of the amount advanced (up to $45)

 

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Do You Offer Payday Loans in Los Angeles, San Diego and San Francisco?

Yes, Dollar Hand offers payday loans in LA, San Diego and San Francisco and all other cities, towns and regions in the Californian state. With a 100% online application, you can fill in your details online from the comfort of your own home or even whilst you are out and about.

We pride ourselves in covering all areas of California, including Anaheim, Bakersfield, Corona, Denton, Escondido, Modesto, North Hills, Ontario, Orange and Sacramento.

 

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What Are the Terms of a Payday Loan in California?

The terms of your loan will depend on what you agree when accepting a loan offer. Small loans are usually spread out over a shorter period of 2-4 weeks. More significant amounts of money sometimes need to be repaid over a longer-term, this could be equal monthly installments for up to 5 years. If for any reason you can’t repay your loan on time, it is possible for interest to be added to your repayment cost and your credit may be negatively impacted.

 

Can I Get a Payday Loan With Bad Credit in California?

If you have a poor credit rating, don’t presume this excludes you from being accepted! You can still find a bad credit payday loan in California, even if you have been turned down by a bank due to your low score.

A past financial mistake may have destroyed your credit rating, but here at Dollar Hand, we believe you should have a chance to rebuild your financial strength. Dollar Hand accepts people with all credit histories. Get started today to get a stress-free payday loan from Dollar Hand.

Is a Payday Loan Right for Me?

Dollar Hand assists those in need of loans to deal with emergency expenses and unexpected bills. Once your loan application is accepted, you can receive the funds into your bank account within 1 hour.

We can help you find California payday loans through our:

  • Simple and fast online loan request form
  • Instant loan offer
  • Same day payments
  • Options for people with bad credit
  • Flexible repayment plans

 

Payday loans should not be used for unnecessary spending such as for shopping, vacations, gambling, alcohol or for partying. It is a short term solution to help keep borrowers financially afloat until their next pay check. Always make sure that you are aware of the repayment plan to confirm that you will be able to afford paying back the loan.

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Frequently Asked Questions About Payday Loans In California

What Are The Price Caps For Loans in California?

The maximum interest rate for loans in California is 460%. The price cap intends to protect customers from extremely high interest rates and to provide them with extra protection when borrowing money online

How Many Payday Loans Can You Have At Once In California?

You can only take out 1 payday loan at a time in California. It must be repaid in full before you can obtain another one. Borrowers therefore cannot take out a loan to repay another one.

What Is The Maximum Amount You Can Borrow In California?

Due to loan regulations, it is only possible to borrow up to $300 in California. So for instance, you could take out a $255 payday loan online in California. The maximum loan term is 31 days.

How Can You Maximise The Chances of Your Loan Request Being Approved?

Providing accurate details when you complete our online application form and being contactable at all times in case any follow up questions arise from the lender will help ensure you have a smooth experience. If you are looking for an instant same day payday loan online in California, then applying during working hours on Monday to Friday between 9am to 5pm may lead to a quicker response than enquiring on national holidays such as the Fourth of July.

Will I Get My Payday Loan Directly From Dollar Hand?

No, Dollar Hand is not a direct lender but a broker who can help you secure the best payday loan in California at the most affordable rate. Better yet, our service is free of charge to our customers – we simply receive a small commission from the lender if your loan application goes through.