Get the Best Rates for Payday Loans in California CA

Wherever you are in California from San Francisco to San Diego, Los Angeles to Sacramento, or anywhere in between, Dollar Hand can find you the best payday loan for your individual circumstances.

Apply for a loan with Dollar Hand to borrow between $100 and $35,000 - you could receive your loan within the hour!

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

How To Apply for Payday Loans in California - Step-by-Step

Dollar Hand can help you borrow a payday loan through our online platform. Whether you need $300, $2000 or even $35,000, this can be arranged on our website. It only takes a few minutes to complete the online request form, and you will receive an offer within minutes. If your loan application is then approved, you could have the funds in less than 1 hour.

A payday loan is particularly useful when you are faced with an unexpected payment that cannot wait. Reasons to take out a loan include vet or medical bills, car troubles, or house repairs. It is a short term solution that should only be taken out if you will be able to afford the repayments as otherwise you may face late fees or a damaged credit rating.

Step 1 - Apply Through Dollar Hand's Loan Request Form

We are a broker who can help you find affordable loans at the snap of a finger! Simply enquire through our online application form. 

Step 2 - Dollar Hand Will Find the Right Fit For You

We will search our panel of lenders across California to find the best fit for your needs. You will receive an immediate loan offer and will have the opportunity to proceed with it.

Step 3 - Dollar Hand Will Help You Secure Your Loan

If your application is successful, the lender will transfer the money into your bank account within 1 hour, 24 hours or the next working day!

Why Use Dollar Hand for Payday Loans in California?

If you find yourself in need of some extra funds before you receive your next paycheck, Dollar Hand can help with a payday loan. At Dollar Hand, we know how worrying it can be when you find yourself needing to take out a loan, so we do all the hard work for you. We are connected to a network of over 50 reputable lenders and are able to find our customers the most competitive rates.

Request a payday loan with Dollar Hand from anywhere in California and receive a decision in minutes. Your payday loan can be in your bank account within the hour!

We undertake soft searches that do not have any effect on your credit score. Better yet, Dollar Hand’s service is free of charge for all of our customers.

So what are you waiting for? Get started now to borrow money today.

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Am I Eligible for a Payday Loan in California?

It’s good practice to make sure you are eligible for a loan before sending in your request form to avoid disappointment. In order to get a payday loan in California, there are four simple requirements:

  • Be at least 18 years of age or older
  • Be a U.S. resident
  • Have a checking account
  • Have a consistent income and be earning at least $800 per month

Where Can I Get a Payday Loan in California?

As Dollar Hand offers a fully online experience, we can offer loans across California and across the U.S. Your location doesn’t need to be a barrier to you getting the financial support you need. Getting a payday loan has never been more convenient.

Examples of locations in California where you can get a payday loan include:

  • Alameda

  • Alhambra

  • Alta Loma

  • Altadena

  • Anaheim

  • Arcadia

  • Artersia

  • Auburn

  • Bakersfield

  • Cabazon

  • Calexico

  • Camarillo

  • Campbell

  • Canoga Park

  • Canyon Cntry

  • Canyon Country

  • Canyon Lake

  • Daly City

  • Delano

  • Desert Hot Springs

  • Dinuba

  • Downey

  • Duarte

  • Dublin

  • E Rncho Dmngz

  • El Cajon

  • El Centro

  • El Cerrito

  • El Granada

  • El Monte

  • El Segundo

  • El Sobrante

  • Elk Grove

  • Fresno

  • Gilroy

  • Glendale

  • Glendora

  • Lancaster

  • Long Beach

  • Los Angeles

  • Modesto

  • Mountain View

  • Murrieta

  • Napa

  • National City

  • Newark

  • Newport Beach

  • Oakland

  • Oceanside

  • Ontario

  • Orange

  • Orangevale

  • Orland

  • Oroville

  • Oxnard

  • Palm Springs

  • Palmdale

  • Palo Alto

  • Pamona

  • Panorama City

  • Paradise

  • Paramount

  • Pasadena

  • Paso Robles

  • Patterson

  • Perris

  • Petaluma

  • Pico Rivera

  • Pinole

  • Pismo Beach

  • Pittsburg

  • Placentia

  • Placerville

  • Pleasant Hill

  • Pomona

  • Port Hueneme

  • Porterville

  • Poway

  • Ramona

  • Rancho Cordova

  • Rancho Cucamonga

  • Rancho Mirage

  • Red Bluff

  • Redding

  • Redlands

  • Redondo Beach

  • Redwood City

  • Reedley

  • Reseda

  • Rialto

  • Sacramento

  • San Bruno

  • San Diego

  • San Francisco

  • San Jose

  • Santa Barbara

  • Santa Monica

  • Santa Rosa

  • Stockton

  • Temecula

  • Temple City

  • Thousand Oaks

  • Torrance

  • Tracy

  • Tulare

  • Turlock

  • Tustin

  • Twentynine Palms

  • Ukiah

  • Union City

  • Upland

  • Vacaville

  • Valencia

  • Vallejo

  • Valley Village

  • Van Nuys

  • Venice

  • Ventura

  • Victorville

  • Vista

  • W Hollywood

  • Walnut

  • Walnut Creek

  • Wasco

  • Watsonville

  • West Covina

  • West Sacramento

  • Westminster

  • Westwood

  • Whittier

  • Willits

  • Willows

  • Wilmington

  • Windsor

  • Winnetka

  • Woodland

  • Woodland Hills

  • Yorba Linda

  • Yreka

  • Yuba City

  • Yucaipa

  • Yucca Valley

What Are The Current Regulations for Payday Loans in California?

Some of the key rules and regulations for payday loans in California are mentioned below:

Are Payday Loans Legal? Yes
Maximum Loan Amount $300
Minimum Loan Term Not specified
Maximum Loan Term 31 days
Price Cap 460%
No. of Rollovers Allowed 0
No. of Outstanding Loans Allowed 1
Finance Charges $17.64 per $100 or 15% of the amount advanced (up to $45)

Useful Guides

Do You Offer Payday Loans in Los Angeles, San Diego and San Francisco?

Yes, Dollar Hand offers payday loans in LA, San Diego and San Francisco and all other cities, towns and regions in the Californian state. With a 100% online application, you can fill in your details online from the comfort of your own home or even whilst you are out and about.

We pride ourselves in covering all areas of California, including Anaheim, Bakersfield, Corona, Denton, Escondido, Modesto, North Hills, Ontario, Orange and Sacramento.

What Are the Terms of a Payday Loan in California?

The terms of your loan will depend on what you agree when accepting a loan offer. Small loans are usually spread out over a shorter period of 2-4 weeks. More significant amounts of money sometimes need to be repaid over a longer-term, this could be equal monthly installments for up to 5 years. If for any reason you can’t repay your loan on time, it is possible for interest to be added to your repayment cost and your credit may be negatively impacted.

Can I Get a Payday Loan With Bad Credit in California?

If you have a poor credit rating, don’t presume this excludes you from being accepted! You can still find a payday loan in California, even if you have been turned down by a bank for your bad credit.

A past financial mistake may have destroyed your credit rating, but here at Dollar Hand, we believe you should have a chance to rebuild your financial strength. Dollar Hand accepts people with all credit histories. Get started today to get a stress-free payday loan from Dollar Hand.

Is a Payday Loan in California Right for Me?

Dollar Hand assists those in need of loans to deal with emergency expenses and unexpected bills. Once your loan application is accepted, you can receive the funds into your bank account within 1 hour. 

We can help you find California payday loans through our:

  • Simple and fast online loan request form
  • Instant loan offer
  • Same day payments
  • Options for people with bad credit
  • Flexible repayment plans

Payday loans should not be used for unnecessary spending such as for shopping, vacations, gambling, alcohol or for partying. It is a short term solution to help keep borrowers financially afloat until their next pay check. Always make sure that you are aware of the repayment plan to confirm that you will be able to afford paying back the loan.

Frequently Asked Questions About Payday Loans In California

What Are The Price Caps For Loans in California?

The maximum interest rate for loans in California is 460%. The price cap intends to protect customers from extremely high interest rates and to provide them with extra protection when borrowing money online.

How Many Payday Loans Can You Have At Once In California?

You can only take out 1 payday loan at a time in California. It must be repaid in full before you can obtain another one. Borrowers therefore cannot take out a loan to repay another one.

What Is The Maximum Amount I Can Borrow In California?

Due to loan regulations, it is only possible to borrow up to $300 in California. The maximum loan term is 31 days.

Will I Get My Payday Loan Directly From Dollar Hand?

No, Dollar Hand is not a direct lender but a broker who can help you secure the best payday loan in California at the most affordable rate. Better yet, our service is free of charge to our customers – we simply receive a small commission from the lender if your loan application goes through.

How Can You Maximise The Chances of Your Loan Request Being Approved?

Providing accurate details when you complete our online application form and being contactable at all times in case any follow up questions arise from the lender will help ensure you have a smooth experience. Applying during working hours on Monday to Friday between 9am to 5pm may lead to a quicker response than enquiring on national holidays such as the Fourth of July.