Online Payday Loans in Indiana, IN with Dollar Hand

Dollar Hand sources the best possible payday loans in Indiana. All you need to do is complete our online application form. We will then match your loan request to the lender with the most affordable rates and do the hard work for you! Bad credit accepted and no credit check options too.

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

How To Borrow A Payday Loan in Indiana

Step 1 - Apply for Payday Loan

Fill in our online enquiry form with your basic details, as well as the amount of money you wish to borrow and how long for.

Step 2 - Receive a Loan Offer

We will search through our panel of lenders to find the right payday loan for you. You can then decide if you would like to proceed with the loan request.

Step 3 - Dollars in Your Hands

Once your borrowing request is approved, the lender will transfer the whole loan amount into your bank account within minutes, hours or by the next working day!

Should I Get A Payday Loan in Indiana?

A payday loan in Indiana with Dollar Hand may be useful if you are experiencing a temporary financial set back. Reasons include:

  • Paying for an unexpected medical or vet bill
  • Needing to fund a house or car repair
  • Emergency expenses such as funeral costs

Everyday life can be stressful when your finances are tight, so a payday loan might be able to offer you some short-term relief until you receive your next paycheck. Dollar Hand sources the most affordable payday loans from the lenders with the most competitive rates.

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What Are The Current Regulations for Payday Loans in Indiana?

Are Payday Loans Legal? Yes
Maximum Loan Amount $550
Minimum Loan Amount $50
Minimum Loan Term 14 days
Maximum Loan Term Not specified
Price Cap 391%
No. of Rollovers Allowed 0
No. of Outsanding Loans 1 loan from 1 lender but 2 loans in total
Finance Charges $250-$400 loan amount = 13% fee

$400-$550 loan amount = 10% fee

Statute of Limitations 6 years from the last payment

Why Should I Get A Payday Loan in Indiana through Dollar Hand?

Dollar Hand provides a fully online experience, which means you can enquire for your payday loan via your laptop or tablet without leaving your home or whilst you are out and about on your phone. Enquiring for a payday loan will have no affect on your credit score and is free of charge. Even better, you can borrow anywhere between $100 and $35,000.

We pride ourselves in providing an efficient platform for borrowers as we make payday loans quick, easy and simple. Submit your application form and receive an instant decision on your loan. Once your request is approved, the dollars will be in your hands within minutes, hours or by the next business day. It’s never been easier to get a loan to tide you over until your next paycheck.

So what are your waiting for? Get started with Dollar Hand today.

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What is the Criteria For a Payday Loan in Indiana?

To be eligible for a payday loan in Indiana with Dollar Hand you must:

  • Be a U.S. resident
  • Be at least 18 years old
  • Have a live checking account
  • Earn at least $800 per month
  • Have a regular and stable income

Can I Get A Payday Loan In Indiana If I Have Bad Credit?

Yes you can get a payday loan in Indiana if you have poor credit. We work with a variety of lenders across the US who are willing to accept all types of credit histories, including those with bad credit scores. As long as you meet other key requirements such as having a stable income and earning at least $800 per month, you should have no problem in securing funds.

How Do Repayments Work For Payday Loans In Indiana?

Repayments will depend on how long you wish to borrow money for. If you’re taking out a short-term payday loan over 2 to 4 weeks, you will repay the funds in one final repayment at the end of the loan. However, if you have chosen a longer-term loan, which we offer up to 60 months, then you will repay your loan in equal installments each month on a date that you have agreed with the lender. You can also make early repayments at any time to save money on the interest of your loan.

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How Fast Can I Get A Payday Loan In Indiana? 

If you are in need of urgent funds, Dollar Hand can help! Same day loans are available and money can be in your fingertips before you know it! Once your loan application request is approved, the payday loan will be transferred to your live checking account within 1 hour, 24 hours or by the next business day. Even better, the money will be sent in one lump sum.

What Happens If I Can’t Repay My Payday Loan?

If you cannot repay your payday loan, interest rates could increase and the lender may get the help of bailiffs to try secure their funds. Your credit score will also be damaged, hindering future borrowing opportunities. It is therefore integral to only take out a payday loan if you know you will be able to repay it. Nevertheless, some lenders might be understanding if you face an unexpected financial emergency and get in touch straight away as they may offer a more flexible repayment plan.

Where Can I Find Payday Loans Near Indiana?

Dollar Hand is 100% online, meaning that we can offer loans across both Indiana and the US. Areas include:

  • Akron
  • Anderson
  • Angola
  • Auburn
  • Avon
  • Bedford
  • Beech Grove
  • Bloomington
  • Bluffton
  • Boonville
  • Brazil
  • Carmel
  • Castleton
  • Chesterton
  • Columbia City
  • Corydon
  • Daleville
  • Dubois
  • Dyer
  • Elkhart
  • East Chicago
  • Evansville
  • Fishers
  • Fort Wayne
  • Frankfort
  • Gary
  • Goshen
  • Greencastle
  • Greenfield
  • Greensburg
  • Greenwood
  • Goshen
  • Griffith
  • Hammond
  • Highland
  • Hobart
  • Huntington
  • Indianapolis
  • Jasper
  • Jeffersonville
  • Kendallville
  • Kokomo
  • Lafayette
  • Laporte
  • Lawrenceburg
  • Lebanon
  • Madison
  • Marion
  • Merrillville
  • Muncie
  • Munster
  • New Albany
  • New Haven
  • Noblesville
  • Notre Dame
  • Peru
  • Plainfield
  • Plymouth
  • Portage
  • Portland
  • Rensselaer
  • Richmond
  • Rochester
  • Seymour
  • South Bend
  • Spencerville
  • Terre Haute
  • Valparaiso
  • Vincennes
  • Wabash
  • Warsaw
  • Washington
  • Westfield
  • West Lafayette
  • Winchester
  • Whiteland
  • Worthington
  • Yorktown

Your location does not need to stop you from getting the funds that you need. Simply use our online enquiry form to apply for a payday loan and money could be in the palm of your hands within the next hour.

FAQs About Payday Loans in Indiana

What Should I Consider Before I Apply For A Payday Loan In Indiana?

Before you borrow a payday loan in Indiana, you should think about whether you really need it and make sure that the money would go towards an important expense, rather than any unnecessary spending. You must also be confident that you will be able to afford repayments as otherwise you could face late fees and high interest charges.

Does Dollar Hand Charge Fees for Payday Loans in Indiana?

No, our loans connection service is free of charge for all of our customers. We simply take a small commission from the lender if your loan application is approved.

Can I Get A Payday Loan in Indiana With No Credit Checks?

Dollar Hand can help those in need of a no credit check loan. However, it is important to note that a credit check is usually carried out for all customers.

What Is The Price Cap For Loans In The State of Indiana?

Indiana’s maximum interest rate is currently set at 382%. The goal of the interest cap is to protect borrowers from extremely high interest rates and to deter predatory lending.

How Many Payday Loans Are You Allowed To Have Open At Once in Indiana?

Indiana’s regulations states that borrowers can get a maximum of 2 loans at one time, providing that they are from different lenders. Indiana limits the amount of a payday loan to $550 maximum, and it cannot exceed 20% of the borrower’s monthly gross income. At Dollar Hand, we would be happy to connect you with 2 different lenders if you are in desperate need of a second loan.