Fill in our online submissions form to get started. We’re a broker who will connect with you the best lenders to make sure that your loan is affordable. Even if you don’t have a perfect credit history, we’ll try to help.
Find The Best Payday Loans in Nashville and Tennessee, TN with Dollar Hand Today!
Dollar Hand can help you find the best Tennessee payday loans for your individual circumstances. Just fill out our quick online form to borrow from $100 to $35,000, and you could receive your loan within the hour!
Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*
* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.
How To Apply for Tennessee Payday Loans in 3 Simple Steps
Step 1 - Apply Through Dollar Hand, A Responsible Broker
Step 2 - Dollar Hand Finds You The Best Loan Offer
We search our panel of reputable lenders to find the right loan for you. You can then decide whether you would like to go ahead with the loan offer.
Step 3 - Receive Your Money Into Your Tennessean Bank Account
If your loan application is approved, you could receive quick cash into your live checking account within a couple of minutes, 24 hours or the next business day.
Should I Get a Payday Loan in Tennessee?
Many people use Dollar Hand for online payday loans in Tennessee to handle unexpected bills such as medical bills, emergency expenses, or home repairs. Once your loan request is approved, you could get the money into your live checking account in less than 1 hour.
Payday loans likely aren’t the right choice for you if you are hoping to access some extra cash for shopping, partying or frivolous spending. It’s also not the best option for you if you are trying to solve a long-term financial issue.
Be sure to look into the payday loan repayment terms carefully and assess whether you will be able to afford them, before taking out a payday loan. If you fail to repay the loan, this may increase the interest you have to pay on your loan and negatively impact your credit rating.
Why Should I Use Dollar Hand?
Need some extra cash before you receive your next pay-check? We can help you secure a payday loan! Here at Dollar Hand, we understand the stress involved when you find yourself needing to take out a loan, so we help to make this an easy process for you.
No matter where you are based Tennessee, you can easily request a payday loan through our online submissions form and receive an instant loan offer. Your payday loan could even be in your bank account within the hour!
We pride ourselves in our streamline process which includes a speedy online loan request form, immediate responses from lenders, same day funding if possible, flexible repayment options to suit your needs and possibilities for people with a poor credit rating. What’s not to love!
Can I Get a Payday Loan in Tennessee if My Credit Score is Bad?
Poor credit will not stop you from being accepted for a payday loan with Dollar Hand! You can still find a payday loan even if you have been turned down by a bank for your bad credit. A past financial mistake may have destroyed your credit rating, but here at Dollar Hand, we believe you should have a chance to rebuild your financial strength.
Dollar Hand accepts people with all credit histories. Enquire now to get a payday loan in the palm of your hands!
How Can I Get Tennessee Quick Cash?
With Dollar Hand, once you complete our speedy online loan request form, you can get an instant decision and same-day funding if approved. Due to the usual urgent nature of a payday loan, Dollar Hands works with payday loan lenders across Tennessee to streamline the process to get the money in your account quickly. Your lender could have the funds in your account within just one hour!
To make sure your loan request goes through as fast as possible, have your bank details to hand when filling out the online form. For the quickest response, send your enquiry during working hours as this is when most loans are funded. You may be contacted by the lender to provide follow-up information so keep your phone or computer nearby.
What is the Eligibility Criteria?
It’s definitely good practice to make sure you are eligible for a loan before sending in your request form to avoid disappointment. In order to qualify for a payday loan in Tennessee you must:
- Be at least 18 years old
- Be a U.S. resident
- Have a checking account
- Have a consistent income and earn a minimum of $800 per month
How Do Repayments Work?
Repayments depend on the length you wish to borrow a payday loan for. If you decide to take out a short-term loan, for instance around 1 month long, you will repay the loan in 1 final lump sum at the end of the loan. However, if you decide to opt for a longer-term loan, of up to 60 months, then you will repay the loan through equal installments each month. Whichever length you choose, you will always have the option to repay back the loan early which could save you money on the interest of the loan.
Where in Tennessee Can I Get a Payday Loan?
Dollar Hand’s online platform means that we can conveniently offer loans across both Tennessee and the U.S. Areas include:
Adamsville Alamo Alcoa Andersonville Antioch Ardmore Arlington Ashland City Athens Atoka Bartlett Benton Blountville Bolivar Bon Aqua Bristol Brownsville Byrdstown Camden Carthage Centerville Chattanooga Clarksville Cleveland Clinton College Dale Collierville Collinwood Columbia Cookeville Cordova Covington Crossville Dandridge Dayton Decatur Decaturville Decherd Dickson Dover Dresden Dunlap Dyer Dyersburg Eads Elizabethton Erin Erwin Etowah Fayetteville Franklin Gallatin Goodlettsville Grand Junction Halls Harriman Harrogate Hartsville Henderson Hendersonville Hermitage Hixson Hohenwald Humboldt Huntingdon Jacksboro Jackson Jamestown Jasper Jefferson City Johnson City Jonesborough Kingsport Kingston Knoxville La Follette La Vergne Lafayette Lawrenceburg Lebanon Lenoir City Leoma Lewisburg Lexington Limestone Livingston Loudon Lyles Madison Madisonville Manchester Martin Maryville Mc Kenzie Mc Minnvill Medina Memphis Milan Millington Monteagle Monterey Morristown Mount Carmel Mount Juliet Mount Pleasant Mountain City Murfreesboro Nashville New Tazewell Newbern Newport Oak Ridge Oakland Ocoee Old Hickory Oliver Springs Oneida Ooltewah Paris Parsons Pigeon Forge Pleasant View Portland Powell Pulaski Ripley Rockwood Rogersville Savannah Selmer Sevierville Seymour Shelbyville Smithville Smyrna Soddy Daisy Somerville South Fulton South Pittsburg Sparta Spring City Spring Hill Springfield Sweetwater Tazewell Ten Mile Trenton Tullahoma Unicoi Union City Wartburg Waverly White House Whiteville Whitwell Winchester
Your location should not prevent you from getting the financial resources that you need. Simply use our quick and easy online submissions form to apply for a payday loan and you could receive your money in the next hour.
What Are The Current Regulations for Payday Loans in Tennessee?
Some of the key rules and regulations for payday loans in Tennessee are mentioned below:
| Are Payday Loans Legal in Tennessee? | Yes |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | Not specified |
| Maximum Loan Term | 31 days |
| Price Cap | 460% |
| No. of Rollovers Allowed | 0 |
| No. of Outstanding Loans Allowed | 2 (Not more than $500 in total) |
| Finance Charges | Must not exceed 15% of the face amount of the check |
Useful Guides
FAQs About Payday Loans In Tennessee
What Should I Consider Before Applying?
Before you borrow money in Tennessee, you must make sure that you will be able to management the repayment plan as failure to do so could lead to late fees. It is also worth checking the borrowing criteria to make sure that you will be eligible for a Tennessee payday loan.
How Much Money Can I Borrow In Tennessee?
Tennessee has a payday loan limit of $500, with a maximum loan term of 31 days.
How Many Payday Loans Am I Allowed To Have Open In Tennessee?
Tennesseans can only take out 1 payday loan at a time.
What Is The Price Cap For Loans In Tennessee?
The price cap for payday loans in Tennessee is 460%. This means that lenders cannot charge borrowers a higher interest rate than this.
Will I Be Charged A Fee For Using Dollar Hand?
No, our service is free of charge. We sometimes just receive a small commission from the lender if your loan application is successful.