Online Payday Loans Virginia VA with Dollar Hand

Whether you live in Virginia Beach, Danville, Alexandria, Harrisonburg or anywhere else in the state, Dollar Hand can help you get a payday loan today.

Enquire through our online form and receive an instant response from one of our reputable lending partners who will offer you the most competitive rates in Virginia. If approved, the money could be in your live checking account within minutes, hours or by the next business day!

How Much Do You Need?

For How Many Months?

3 Steps To Get Online Payday Loans In Virginia

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Step 1 - Apply Online with Dollar Hand

Complete our online form, including key information such as your name, postal address, employment status and the amount you wish to borrow. Enquiring is free of charge and will not impact your credit score.

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Step 2 - Receive An Instant Loan Offer

We then search through our panel of lenders to find a loan to suit your borrowing requirements. An instant offer will appear on screen and you can choose if you would like to proceed with the loan.

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Step 3 - Receive Fast Cash

If you decide to go ahead and your loan application is approved, the funds will be transferred to your bank account within minutes, hours or by the next working day latest. Better yet, the total amount will be sent to you in one lump sum.

Where Can I Borrow Money in Virginia?

Dollar Hand offers a fully online experience which means we can offer loans across Virginia and the US. You can enquire from the comfort of your own home or whilst you are out and about. Locations include but are not limited to:

  • Alexandria
  • Arlington
  • Buchanan County
  • Centreville
  • Chesapeake
  • Dale City
  • Danville
  • Galax
  • Grayson County
  • Hampton
  • Harrisonburg
  • Lee County
  • Lynchburg
  • Martinsville
  • Newport News
  • Norfolk
  • Portsmouth
  • Radford
  • Richmond
  • Roanoke
  • Suffolk
  • Virginia Beach
  • Winchester
  • Woodbridge



So whether you need payday loans in Virginia Beach or anywhere else across the state, we can certainly lend you a helping hand. Select the ‘Get Started Now’ button below to secure your funds today. Getting a payday loan has never been easier!

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How Much Would a $100 Loan Cost In Virginia?

With a minimum of a 4 months term, a $100 payday loan in Virginia would cost:

Borrowed Amount: $100

 + Interest: $11.83

+ Maintenance Fees: $75 

= Total to return: $186.83

What Do I Need To Know About Payday Loans in Virginia?


Are Payday Loans Legal In Virginia?

Yes, payday loans are legal in Virginia. No matter which major town or city in Virginia you live in, whether it is Danville, Alexandria or anywhere else, you can borrow money this way. Rules and regulations do however exist for payday loans in Virginia which includes:

Maximum Loan Amount $2500
Minimum Loan Amount Not specified
Maximum Loan Term 24 months
Minimum Loan Term 4 months (Or less if the total monthly payment on the loan does not exceed more than 5% of the borrowers gross monthly income or 6% of the borrowers net monthly income)
Interest Rate (APR) 36%
Finance Charges A maintenance fee of up to 8% or $25 (monthly) but total costs are not more than 50%. The late fee is $20.
Number of Rollovers 0
Statute of Limitations 5 years from the last payment


How Many Payday Loans Can You Have In Virginia?

It is only possible to take out 1 payday loan at a time. This is due to Virginia law which also limits the amount you can borrow each time to $2500.


So Can You Have More Than One Payday Loan In Virginia?

No, it is not possible to have more than 1 outstanding payday loan in Virginia. If you are presented with information that tells you otherwise, then this is misleading and should be reported for false information.

Can I Get Payday Loans in Virginia With No Credit Check?

It is possible to get payday loans with no credit check in Virginia. Whilst our partners may run a credit check to understand your financial background, you can be rest assured that this will not stop you from getting the funds that you need. Our lenders can focus on other factors such as whether you have a stable income of approximately $800 per month and whether you are over the age of 18.


Can I Get Payday Loans Online On The Same Day In Virginia?

Yes, it is possible to get Virginia payday loans on the same day as applying. Complete our online enquiry form in less than 5 minutes and receive an instant loan offer. If you decide to go ahead and your loan application is approved, then the funds could be in your bank account in the snap of a finger!

To boost your chances of a same day loan, try applying during typical working hours of 9am to 5pm on Monday to Friday. You should also make sure that you are easily contactable incase the lender wants to get in touch with any follow-up questions or ask for any documentation.


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Am I Eligible for Payday Loans in Virginia?

To be eligible for a payday loan in Virginia with Dollar Hand you must:

  • 1. Be at least 18 years of age
  • 2. Be a U.S. resident
  • 3. Have a live checking account for the funds to be deposited into
  • 4. Have a regular income
  • 5. Earn around $800 each month

Why Should I Use Dollar Hand?

At Dollar Hand, we pride ourselves in offering a fast, speedy and convenient service that is free of charge! With many benefits, we offer:

  • A simple and quick online application form
  • The best online payday loans Virginia
  • The ability to receive instant loan offers from reputable lenders
  • Money is sent to your bank account in one lump sum within 1 business day
  • Repayment plans that range from 2 weeks to 5 years
  • Our soft searches that will not impact your credit score

FAQs About Payday Loans in Virginia

Is Dollar Hand A Direct Lender?

No, Dollar Hand is a broker that is partnered with over 50 reputable lenders across the US. All you have to do is complete our online application form and then we will match you with the lender best suited to your borrowing requirements.

How Do Repayments Work?

Repayments will be automatically withdrawn from your bank account on dates agreed upon in your contract with your lender. You will have up to 24 months to pay back a payday loan in Virginia.

Failure to pay back your loan on time could result in late fees and damage to your credit score. So it is essential to get in touch with the lender immediately if you think you might have trouble paying back the loan as they might be able to offer you a more flexible repayment plan.

How Much Money Can I Borrow In Virginia?

You can borrow up to $2500 in Virginia. So if you need $500, are looking to borrow a $1000 loan or even more, then we can help you to secure the funds that you need today.

Will Dollar Hand Charge Me A Fee?

No, our brokerage service is free of charge for all of our customers. Better yet, enquiring has no impact on your credit score as we undertake soft searches that do not leave any visible footprint on your credit record.

What Should I Consider Before Applying?

Before applying for a payday loan, think carefully about whether you are borrowing money for the right reasons. The short term loans are designed to help those who need a quick injection of cash before they receive their next paycheck on their upcoming payday. Reasons you might need a payday loan include to pay for unexpected medical fees, a dental bill, car repairs or funeral costs.

The short term loans are designed to help those experiencing financial emergencies. They should not be used for frivolous spending such as shopping, drinking or gambling.