Need to Borrow Money Online?

At Dollar Hand, we offer an effective way to borrow money fast, whether it is for emergencies or any other purchase.

Whether you are looking to borrow $300, $500, $1,000 or more, we offer a completely online application process, so you can get an instant decision and once approved, you can receive money into your bank account within 1 hour or the same day of applying. Simply click on 'Get Started' below to apply today!

100% online.

Free to apply.

Instant decision.

How to Borrow Money Online in 3 Simple Steps...

Step 1: Click on the ‘Get Started’ Button Provided

Complete your details online in less than 5 minutes including how much you want to borrow and how long for.

Step 2: Get an Instant Decision on the Screen

 If you wish to proceed, you will be asked to complete an online agreement and sign this electronically, known as an ‘eSign’.

Step 3: Receive Your Funds Within 24 Hours

Subject to additional checks, your loan can be approved and funded to your checking account in 1 to 24 hours.

Can I Borrow Money Instantly with Dollar Hand?

Yes, it is possible to borrow money instantly for small amounts such as $300 or $500, but larger amounts such as $1,000 or $2,000 may have to undergo some slightly further checks, whether it is requesting proof of income via a pay stub or bank statement or just speaking with an underwriter on the phone.

We are proud to offer an application process that is technology-focussed, so if you give accurate information and meet our eligibility, you should be able to receive money into your checking account instantly or within 1 hour.

I Need to Borrow Money Now - Can You Help?

At Dollar Hand, we offer a streamlined online process so that if you need money now, you can access it once fully approved. We just require a few basic details about yourself including your contact details, address, employment and income and provided that you meet our criteria and pass the affordability and credit checks, you can get money now or as fast as possible.

If you need money fast, your best shot is to apply between 9AM to 5PM on Monday to Friday, always give true information and be available by email or cell phone, just in case we have some extra questions to ask you and to help speed things up.

What is The Eligibility Criteria with Dollar Hand?

To apply for a loan with Dollar Hand, you must meet the initial criteria which is:

  • Over 18 years of age

  • Full time US resident

  • Have a social security number

  • Have a stable income and regular employment (part-time is fine)

  • May require a minimum income of $500 or $800 per month

  • Bad credit is OK

  • Must be able to repay your loan on time

  • Must have a checking account to receive funds

Why Use Dollar Hand to Borrow Money Online?

Get the Best Rates

Get the best rates from multiple lenders.

Get Accepted

Over 2000 enquiries get accepted every day.

Get Money Fast

Receive your money in the next business day*

*If your loan is accepted, you could receive your funds within 1 hour although this will depend on the lender and it could take up to 3 days to obtain your money.

Dollar Hand's Frequently Asked Questions

How Fast Can I Get Money Today?

Dollar Hand offers a wide range of products including loans from private lenders, payday lenders, banks, credit unions and even apps where you can borrow money.

Our process pulls in more than 50 different companies so that you can find the best loan for you and at the most competitive rates. So whether you are looking for a large loan with good credit or a small loan with bad credit, we have the right lender who can give you a hand!

Are You a Direct Lender or a Broker?

Dollar Hand is a broker – and we connect your loan with more than 50 lenders who can offer you an affordable loan today.

From small to high amounts, good or bad credit, we able to match your loan requirements in real-time, so you can borrow money instantly and pay for your emergency or important purchase.

What Kind of Loan Products Do You Offer?

It is common to be approved instantly and get funds within 1 hour or less for products such as payday loans or cash advances. There may be further checks required, but do not worry, it is typical for loans to be funded within 24 hours or 48 hours if additional checks are needed.

With a fully online system, you can fill in your details online and receive money today. There is no paperwork required, just an electronic document that you will need to sign. But there is no queuing up at your local store or bank and waiting for a decision. Everything with Dollar Hand is online, 24 hours a day, 7 days a week!

Can I Borrow Money with Bad Credit?

Yes, it is possible to borrow money with bad credit scores or histories, since our lenders are willing to take all backgrounds into consideration.

We work with a number of lenders who are willing to consider poor credit histories on the basis that you have a regular income coming in and can afford to repay your loan. Everyone has financial trouble at some point and this should not affect your future chances if you are committed to paying on time.

We also have a number of options if you are looking to borrow money with no credit checks, allowing you to use collateral such as your car or your home or access the funds you require.

How Much Does it Cost To Borrow $300 or $500?

To borrow $300 or $500 will vary between 36% APR to 600% APR depending on your credit score and the US state that you are based in. Some US states have very strict price caps, whilst others allow slightly higher rates for payday loan products.

Representative Example: Rate of interest 292% (fixed). Representative 171% APR.

A $500 loan will cost you $546.225 after two weeks, $592.27 after 1 month and $773.95 after 3 months.

Is it Safe to Borrow Money Online?

Yes, we work with more than 50 direct lenders in the USA who are reputable and licensed with the SEC and can offer affordable loans and rates.

Transparency is key – we clearly present your loan offer in writing and you will receive an electronic loan agreement to review and sign if you wish to proceed. Your loan agreement will show the clear costs of your loan and you will always receive reminders before each repayment so there are no surprises.

We have helped thousands of happy customers to date and are delighted to help you too.

Recent Guides


What Are The US Regulations For Payday Loans?

Payday loans are legal in 37 of the 50 US states. Due to the nature…

What Is A Cash Advance Loan?

A cash advance is a short-term loan which provides customers with the opportunity to borrow…

How To Invest In Cryptocurrency

Cryptocurrency is a virtual asset that can be purchased, sold or traded digitally. Whilst transactions…

How To Save Money On Your Energy Bills

Energy bills are a key staple of life that enable households to function properly and…