How to Borrow Money Instantly in 3 Simple Steps...

dollar hand icon

Step 1: Click on the ‘Get Started’ Button Provided

Complete your details online in less than 5 minutes including how much you want to borrow and how long for.

dollar hand icon

Step 2: Get an Instant Decision on the Screen

If you wish to proceed, you will be asked to complete an online agreement and sign this electronically, known as an ‘eSign’.

dollar hand icon

Step 3: Receive Your Funds Within 24 Hours

Subject to additional checks, your loan may be approved by a lender and funded to your checking account within 1 business day or 24 hours.

Apply Now

Representative Example: Loan amount $500 over 3 months, at a representative 400%APR, repay $288.29 for months 1,2 and 3 with total repayable $864.87

Key Features

  • Borrow $100 to $5,000
  • Repay over 1 to 60 months
  • Rates From 6.99% to 400% APR
  • Fully online application
  • No fees for applying
  • Bad credit considered
  • High approval rate

Can I Borrow Money Instantly with Dollar Hand?

Yes, it is possible to borrow money instantly for small amounts such as $300 or $500, but larger amounts such as $1,000 or $2,000 may have to undergo some slightly further checks, whether it is requesting proof of income via a pay stub or bank statement or just speaking with an underwriter on the phone.

We are proud to offer an online loan request process that is technology-focussed, so if you give accurate information and meet our lenders’ eligibility, you should be able to receive money into your checking account instantly or within the next business day.

need money now

I Need Money Now – Can You Help Me Today?

At Dollar Hand, we offer a streamlined online process so that if you need money immediately, you can submit your request and get results very quickly. The lenders in our network just require a few basic details about yourself including your contact details, address, employment and income and provided that you meet our criteria and pass the affordability and credit checks, you can get money now or as fast as possible.

If you need money quickly, your best shot is to apply between 9AM to 5PM on Monday to Friday, always give true information and be available by email or cell phone, just in case we have some extra questions to ask you and to help speed things up.

What is The Eligibility Criteria with Dollar Hand?

To apply for a loan with Dollar Hand, you must meet the initial criteria which is:

  • Over 18 years of age
  • Full time US resident
  • Have a social security number
  • Have a stable income and regular employment (part-time is fine)
  • May require a minimum income of $500 or $800 per month
  • Bad credit is OK
  • Must be able to repay your loan on time
  • Must have a checking account to receive funds

Why Use Dollar Hand When You Need Money Now?

dollar hand icon

Get Competitive Rates

Get the best rates from multiple lenders.

dollar hand icon

Get Results

Over 2000 enquiries get processed every day.

dollar hand icon

Get Money Fast

Receive your money in the next business day upon the lender’s approval*

Apply Now

*If your loan is accepted, you could receive your funds very quickly although this will depend on the lender and it could take up to 3 days to obtain your money.


See What Our Customers Are Saying

We pride ourselves in having 5 star reviews which you can view on Trustpilot below.


Dollar Hand's Frequently Asked Questions

How Fast Can I Get Money Today?

It is common to get results quickly and to receive funds within hours or by the next business day, if approved by a lender, for products such as payday loans or cash advances. There may be further checks required, but do not worry, it is typical for loans to be funded within 24 hours or 48 hours if additional checks are needed.

With a fully online loan request system, you can fill in your details online and receive money as soon as possible. There is no paperwork required, just an electronic document that you will need to sign. But there is no queuing up at your local store or bank and waiting for a decision. Everything with Dollar Hand is online, 24 hours a day, 7 days a week!

Are You a Direct Lender or a Broker?

Dollar Hand is a broker – and we connect your loan with more than 50 lenders who may offer you an affordable loan today.

From small to high amounts, good or bad credit, we are able to connect your loan requirements in real-time, so you can borrow money instantly and pay for your emergency or important purchase.

How Do Repayments Work For My Loan?

Your repayments are taken directly out of your bank account using ACH authorization, so we can collect automatically on your selected repayment date. So there is no need to call up, go to the bank or go to a store to make payment because it is all automated.

We will always send you reminders by email and SMS on the days leading up to each repayment, stating the clear amount that will be collected.

You can choose which day is most suitable for you and whether you are repaying the loan in full on your next payday or over 3, 6 or 12 months. Plus, you have the option to repay early if you want to.

What Happens if I Cannot Repay My Loan On Time?

Your lender will always contact you by email, SMS and phone to follow up on repayment. If you do not respond, you may incur a late penalty, added interest and a negative impact to your credit score.

It is important to always speak to your lender as soon as you have financial difficulty who may be able to freeze interest, extend repayment deadlines or offer a payment plan.

Can I Borrow Money with Bad Credit?

Yes, it is possible to borrow money with bad credit, fair credit or poor credit scores or histories, since our lenders are willing to take all backgrounds into consideration.

We work with a number of lenders who are willing to consider less than perfect credit histories on the basis that you have a regular income coming in and can afford to repay your loan. Everyone has financial trouble at some point and this should not affect your future chances if you are committed to paying on time.

We also have a number of options if you are looking to borrow money with no credit checks, allowing you to use collateral such as your car or your home or access the funds you require.

How Much Does it Cost To Borrow $300 or $500?

To borrow $300 or $500 will vary between 36% APR to 600% APR depending on your credit score and the US state that you are based in. Some US states have very strict price caps, whilst others allow slightly higher rates for payday loan products.

Representative Example: Rate of interest 292% (fixed). Representative 171% APR.

A $500 loan will cost you $546.225 after two weeks, $592.27 after 1 month and $773.95 after 3 months.

Is it Safe to Borrow Money Online?

Yes, we work with more than 50 direct lenders in the USA who are reputable and licensed with the SEC and can offer affordable loans and rates.

Transparency is key – we clearly present your loan offer in writing and you will receive an electronic loan agreement to review and sign if you wish to proceed. Your loan agreement will show the clear costs of your loan and you will always receive reminders before each repayment so there are no surprises.

We have helped thousands of happy customers to date and are delighted to help you too.

Can I Get A Loan With No Credit Checks?

Yes, you can borrow money today through Dollar Hand without having credit checks. The lender might just offer a slightly lower amount than you have hoped for, ask for collateral or charge a higher interest rate due to the higher level of risk involved.

There will most likely however be other requirements necessary including that you are a US citizen, over the age of 18, have a steady job, earn a minimum of $800 each month and have a live checking account for your loan to be sent to.

How Do I Apply Online For A Loan?

Simply fill in our online loan request form which takes less than 5 minutes to complete. It will ask for key information such as your contact details, the amount you wish to borrow and how long for.

Once you have submitted the form, an instant loan offer will appear from one of our reputable lending partners. If you choose to go ahead and your loan request is approved, funds will be transferred into your checking account within minutes, hours or by the next business day.

What Are My Options if I Need Money Now?

If you need money right away for an emergency, such as paying rent or some pressing bills, your best option is typically to ask for help from family and friends. Your close circle and loved ones will always want to help you in your time of need and will not usually charge you any interest or worry if you have bad credit.

You have other options such as selling items that you no longer need or if you have ongoing debt problems, you can speak to a professional or debt charity.

However, if you are looking for an affordable loan, we are here to help you. Always make sure that you understand the risks when applying and the costs involved.

Recent Guides


What Is The Easiest Online Loan?


In today’s digital age, obtaining a loan has become more accessible and convenient than ever…

Read more

What Type Of Loan Can I Get With A 500 Credit Score?


Applicants with a 500 credit score may be eligible to get a payday loan, personal…

Read more

Can Payday Loans Go To Collections?


Yes, it is possible for payday loans to go to collections if a borrower defaults…

Read more

How Many People Don’t Pay Back Payday Loans?


It has been estimated that 4 out of 5 payday loan borrowers do not pay…

Read more