Apply For Installment Loans Online - Repay Over 60 Months

How Much Do You Need?

For How Many Months?

If you need online installment loans, you can pay back over 3,6,12 or even 60 months with Dollar Hand. This offers more flexibility and control over your finances. We can help you borrow $100 to $35,000 within 24 hours or the next working day. Simply click on the ‘Get Started’ button to fill in the application form.

How to Apply for an Installment Loan with Dollar Hand

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Step 1 - Enquire Online Free Of Charge

Complete our online loan request form in just a couple of minutes! Enter key information such as your name, age, contact details and employment status. Enquiring with Dollar Hand will not cost you any money.

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Step 2 - Receive an Instant Offer

We will search our network of vetted lenders to find the best installment loan for you at the most affordable rate. You can then choose whether or not you would like to go ahead with the loan agreement.

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Step 3 - Get An Installment Loan In Your Pocket Today

You can borrow between $100 to $35,000 with a flexible repayment plan. Better yet, the total loan amount will be transferred to your checking account in one lump sum!

To apply for an installment loan today, fill in our online loan request form where you can enter your details including how much you wish to borrow and how long for. Whether you need online installment loans with instant approval or installment loans with bad credit, we can certainly lend you a helping hand.

Our loan request enquiry can be completed 24 hours a day, 7 days a week and is fully functional on mobile, desktop and tablet. All you need is access to the internet to make an enquiry. You will receive an instant decision from a direct lender and if you choose to accept it, you can proceed with further checks and receive funds within 24 hours or 1 business day.


What is an Installment Loan?

An installment loan allows borrowers to make repayments in set installments or smaller amounts which is often found more convenient than repaying in one lump sum.

Each repayment installment will typically include a portion of the full loan amount plus interest. The amount paid back per installment will depend on a range of factors including: the full amount borrowed, how long the loan is for, and the agreed interest rate.

Through installments, one can typically borrow larger sums and for longer periods, hence they can be useful for emergencies or important purchases, rather than a payday loan which is often to just see you through the month.

With our products, you may be able to borrow for up to 60 months and repay an equal amount every month – with the option to repay early too and save money on the overall interest.

What Are The Different Types Of Installment Loans?

Unsecured Installment Loans – This form of borrowing does not involve collateral. Your eligibility is based off of your income, employment status and credit rating. If you fail to repay back the loan on time, you could face late fees and damage to your credit score.

Secured Installment Loans – Secured loans are tied against a valuable asset that you own such as your property or other collateral such as your vehicle (i.e. title loans). You are able to borrow a percentage of the asset’s value and can repay it back over several months or years. However, if you fail to make repayments on the dates agreed upon in the loan contract, you could risk losing your asset or the lender may be able to claim a stake in it.


Why Should I Apply for Installment Loans Online with Dollar Hand?

If you are looking for a loan amount of up to $35,000, due to an emergency expense, Dollar Hand can search our panel of reputable lenders to try to find the cheapest loan for you with no obligation, no fees and no impact to your credit score! You can choose how many months you’d repay, over up to five years.

As a broker, not a lender, we won’t transfer the funds directly but will put you in touch with a lender that should be able to help. They’ll let you know the total amount you’ll be repaying, and how much each installment would be. Unlike lots of other brokers, we won’t charge you a fee for our services, as we work with lenders on a commission basis.

We have helped heaps of customers to get the funds that they need and if you are approved, you could receive the cash within a few hours of applying. So if you need to borrow money today, get started now with Dollar Hand!


Can You Get Installment Loans For Bad Credit?

Dollar Hand does not let poor credit history get in the way of borrowing money. We work with multiple lenders who accept customers with poor credit or no credit at all, so you can get installment loans online for bad credit.

To be considered for bad credit installment loans, the lenders will look at factors such as your income and expenditure, whether you can afford the repayments each month and if you have any serious debts outstanding. The amount that people with low credit are able to borrow might be smaller and interest rates might be a little higher due to the risk involved.

At Dollar Hand, our soft searches have no impact on your credit score! There are also no fees for using our service.

Can You Get An Installment Loan with No Credit Checks?

No credit check installment loans are possible if you apply for a secured loan or auto loan, since you will be leveraging the value of your property or vehicle to get access to money. Here, the value of your item is more important than your credit score since the lender uses the possession as security.

However, most USA lenders carry out credit checks before approving loans to make sure that you can afford to repay your loan and that taking out additional funds will not put you into greater financial difficulty.

Whilst this is common for pretty much all financial products, there are a handful of specialist loans with no credit checks required and these can include using assets or collateral to access finance or using a credit union or credit card with a certain limit. Whilst having a good credit score is useful, there are such a range of products available out there and from Dollar Hand – and we are delighted to help you today.

Where Can I Find Installment Loans Near Me?

We offer a number of options for installment loans including in:

  • Alabama
  • California
  • Colorado
  • Florida
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Mississippi
  • Missouri
  • Nevada
  • Ohio
  • Oregon
  • Tennessee
  • Texas



What is The Borrowing Criteria?

In order to apply for an Installment Loan from Dollar Hand, you will need to meet the following criteria:

  • U.S citizen
  • Over 18 years of age
  • Able to afford monthly repayments
  • Own a mobile phone
  • Earning a minimum monthly income of $800
  • Have a live checking account in order to receive funds


Check Eligibility

Useful Guides

Can I Get Guaranteed Approval On An Installment Loan?

It is possible to get guaranteed approval on an installment loan. Dollar Hand works with over 50 reputable lending partners across the US and connect our customers with the lender most suited to their borrowing requirements. There are also options for bad credit installment loans guaranteed approval.

Providing that you meet the necessary criteria such as being a US citizen aged over 18, with a regular income and a live checking account, then it is extremely likely that you will be approved to borrow an installment loan. After completing our quick online application form, an instant response will appear detailing your loan offer.

Frequently Asked Questions About Installment Loans

Why Might You Need An Installment Loan?

Installment loans are useful for when an unexpected expense crops up, like an additional bill or if something essential needs repairing. It is often the best option if you are not comfortable borrowing money from family or friends or if you have a poor credit history and are unable to take out a bank loan. Likewise, going into an unplanned overdraft with your bank will often cost more than a payday loan.

How Much Does an Installment Loan Cost?

The cost of an installment loan depends on many factors such as your salary, employment status and credit score. Whilst the lowest interest rates will be available to strong candidates with good credit scores, those with poor credit ratings should expect higher rates. The fees charged will always be clearly presented to you before your proceed with your loan.

How Much Can You Borrow with Dollar Hand?

With Dollar Hand, you can borrow between $100 and $35,000. This will be paid back in monthly installments based on an agreement with the lender which allows you quick access to funds and the option to pay it back flexibly.

How Long Can You Borrow An Installment Loan For?

You can borrow for 1 to 60 months. Usually it is better to repay larger amounts over 12, 24, 36, 48 or 60 months to help you spread the repayment effectively.

Are Installment Loans More Expensive If You Borrow For Longer?

Yes, installment loans will be more expensive if you borrow for longer as interest increases on a daily basis. It is important to consider how long you need the loan for as borrowing for too long could be costly – although you also have the option to repay the loan early if you wish.

Are Repayments Always Taken in Monthly Installments?

Yes, repayments are typically made in equal amounts on the same day of each month on a date that you confirm with the lender. This makes it easy to budget and remember how much you owe. There are some lenders, however, who start the loan with small repayments which are gradually increased, and vice versa, so make sure you read the terms of your agreement before you proceed.

Can Dollar Hand Help You Get An Installment Loan If You Have Poor Credit?

If you have poor credit, you may be looking into installment loans with short-term lenders. There is a lot to choose from, so you could be filling in a number of loan request forms. Having lots of credit checks or declined enquiries on your credit file can lower your credit score, so a good way to protect your credit file as much as possible could be to use a broker.

You’d only need to complete our short loan request form, and then we search for the best lender for you. Dollar Hand uses reputable lenders, so you can be assured that you’ll be borrowing from a responsible lender, authorised and regulated by the Financial Conduct Authority (FCA). We can help you get installment loans online for bad credit.