Apply For Payday Loans in Louisiana LA and New Orleans

Dollar Hand can source the most competitive payday loans in Louisiana.
Whether you are based in New Orleans, Franklin, Monroe or anywhere in between, you can borrow $100, $300, $500 or even $35,000. Better yet, you can receive your payday loan within minutes, hours or by the next business day!

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

How To Apply For A Louisiana Payday Loan

Step 1 - Complete The Online Application Form

Submit your loan enquiry form by entering key information such as your name, contact details, the amount you wish to borrow and how long for. This should only take a couple of minutes to complete.

Step 2 - A Loan Offer Will Appear On Screen

We will then source the best loan for you at the most competitive rate. You will receive an immediate response on screen to which you can decide whether you would like to go ahead with or not.

Step 3 - Your Payday Loan Will Be Sent To Your Bank Account

If your payday loan application is successful, the total loan amount will be sent to your live checking account within minutes, hours or by the next working day latest.

Where Can I Get a Payday Loan in Louisiana?

Dollar Hand’s fully online platforms means that we can offer loans anywhere in Louisiana and the US. Locations include:

  • Abbeville
  • Alexandria
  • Amelia
  • Amite
  • Baker
  • Baldwin
  • Bastrop
  • Baton Rouge
  • Berwick
  • Bogalusa
  • Bossier City
  • Bourg
  • Boutte
  • Breaux Bridge
  • Broussard
  • Bunkie
  • Chalmette
  • Clinton
  • Covington
  • Crowley
  • Delhi
  • Denham Springs
  • Deridder
  • Donaldsonville
  • Eunice
  • Ferriday
  • Franklin
  • Franklinton
  • Galliano
  • Harvey
  • Haughton
  • Homer
  • Houma
  • Iowa
  • Jennings
  • Jonesboro
  • Jonesville
  • Kenner
  • Kinder
  • La Place
  • Lafayette
  • Lake Charles
  • Leesville
  • Livingston
  • Lockport
  • Luling
  • Mandeville
  • Mansfield
  • Many
  • Marksville
  • Marrero
  • Meraux
  • Metairie
  • Minden
  • Monroe
  • Morgan City
  • Natchez
  • Natchitoches
  • New Iberia
  • New Orleans
  • New Roads
  • Oak Grove
  • Oakdale
  • Opelousas
  • Patterson
  • Pearl River
  • Pineville
  • Plaquemine
  • Ponchatoula
  • Port Allen
  • Prairieville
  • Raceland
  • Ruston
  • Scott
  • Shreveport
  • Slidell
  • Sulphur
  • Tallulah
  • Terrytown
  • Thibodaux
  • Vidalia
  • Walker
  • West Monroe
  • Westwego
  • Winnfield
  • Winnsboro
  • Zachary

Wherever you are based in Louisiana, you could receive a quick payday loan online today. Borrowing money has never been easier!

What Are The Current Regulations for Payday Loans in Louisiana?

Key rules and regulations for payday loans in Louisiana include:

Are Payday Loans Legal? Yes
Maximum Loan Amount $350
Minimum Loan Term Not specified
Maximum Loan Term 30 days
Interest Rate (APR) 391%
No. of Rollovers Allowed 0
Finance Charges 16.75% of the amount advanced + $10 doc fee
Statute of Limitations 10 years from the last payment
louisiana

Will a Payday Loan in Louisiana Be Right For Me?

A payday loan can help you overcome emergency financial setbacks such as unexpected medical bills, house repairs or funeral costs. They are designed to tide borrowers over until they receive their next paycheck. Dollar Hand offers quick and easy payday loans to help keep our customers financially afloat until their next payday.

A payday loan is a good option for those who need to borrow urgent money now and who are certain they will be able to manage the repayments. Those needing a large amount of money for a longer period may wish to consider alternative financial products such as installment loans.

What is the Eligibility Criteria for a Payday Loan in Louisiana?

To be eligible to borrow a payday loan in Louisiana with Dollar Hand you must:

  • Be at least 18 years of age
  • Be a U.S. resident
  • Have a live checking account for the funds to be deposited into
  • Have a regular income of at least $800 per month
louisiana-eligibility-criteria

Can I Get A Payday Loan In Louisiana If I Have A Bad Credit Score?

Yes, you can borrow a bad credit loan at Dollar Hand as our lending partners are willing to consider customers with all types of credit histories. As long as you meet important criteria such as being aged over 18 years old, having a stable income and a live checking account, then poor credit will not stop you from getting a payday loan online today.

How Quickly Can I Receive My Payday Loan In Louisiana?

With Dollar Hand, you can receive a payday loan online now! We offer same day loans as once your loan application is approved, the money will be transferred into your bank account within minutes, hours or by the next business day. To maximise your chances of fast cash, we recommend applying during working hours of 9am to 5pm on Monday to Friday.

Why Should I Get My Payday Loan In Louisiana With Dollar Hand?

  • Enquire online from your phone, tablet, laptop or computer
  • Borrow anywhere between $100 to $35,000
  • Receive an instant loan offer
  • Our broker service is free of charge
  • We offer soft searches that have no impact on your credit score
  • Customers are matched to the lender most suited to their borrowing needs
  • Receive the money in one lump sum
  • Same day loans are available
  • There are early repayment options
  • Our platform is super quick and simple to use
  • There are bad credit and no credit check options

How Much Money Can I Borrow in Louisiana and How Long For?

At Dollar Hand, you can get a payday loan anywhere between $100 to $35,000. However due to loan regulations, the maximum loan amount that can be borrowed in Louisiana is $350.

The maximum loan term in Louisiana is 30 days and can be paid off on a date that will be agreed upon with the lender. There is usually the option to make an early repayment to save money on the interest of the loan. To arrange doing so, simply get in touch with the lender.

FAQs About Payday Loans in Louisiana

What Should I Consider Before Applying For A Louisiana Payday Loan?

Before you borrow money in Louisiana, you should think about if you really need it and whether the payday loan will go to an important expense or unnecessary spending. You must also make sure that you will be able to afford repaying back the loan as otherwise you could face extra charges.

Is There A Price Cap On Louisiana Payday Loans?

A payday loans interest cap is a limit on how much interest lenders are allowed to charge borrowers for taking out a payday loan. The current price cap in Louisiana is set at 478%. This intends to protect borrowers from excessively high interest rates and attempts to make payday loans more affordable.

Can I Get A Payday Loan From Any Location in Louisiana?

Yes, Dollar Hand is a fully online service which means you can borrow a payday loan from anywhere in Louisiana, from the comfort of your home or whilst you are out and about. Our website can be accessed via phone, tablet, laptop or computer.

Will I Be Charged A Fee For Using Dollar Hand For A Payday Loan in Louisiana?

No, our service is free of charge for all of our customers. We simply receive a small commission from the lender if your application is successful.

Can I Repay Back My Payday Loan Early in Louisiana?

Yes, it is possible to repay back your payday loan in Louisiana early. Simply contact your lender to arrange early repayments and check if there are any fees for doing so.