Apply For Payday Loans in Colorado and Denver with Dollar Hand Today!

Wherever you are based from Denver to Boulder, Aspen or more, you can apply for online payday loans in Colorado in the flick of a finger! Dollar Hand’s network of reputable lenders offer the most affordable rates in the US and you can receive funds within 1 hour, 24 hours or 1 business day.

How Much Do You Need?

For How Many Months?

How to Apply for Online Payday Loans in Colorado and Denver

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Step 1 - Apply Through Our Online Enquiry Form

Fill in your basic details on our online loan request form including your name, contact details and employment status. Do not worry if you don’t have an excellent credit history as we will still try to help.

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Step 2 - Receive A Loan Offer

Once you have submitted your submissions form, we search our panel of lenders to find the right loan for you and provide an immediate response. You can then choose whether you would like to go ahead with the loan offer.

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Step 3 - Get Your Colorado Payday Loan

If you go ahead with the online payday loan and your application is approved, you could receive the funds into your bank account within minutes, hours or 1 working day. The dollars will be in your hands!

What are Payday Loans in Colorado and Denver?

Colorado payday loans offer temporary financial support to those in need of a quick injection of cash before they receive their next paycheck. Whether you need funds to pay for important bills or unexpected emergencies, Dollar Hand offers quick access to loans to tide you over until your next payday.

Our straight forward and easy to use online loan request form means that you can get a payday loan without leaving your home or whilst on the move in Colorado. Even better, enquiring for a loan through Dollar Hand has no impact on your credit score and is free of charge!

We pride ourselves in efficient responses as after submitting your loan request, an instant offer will appear on screen and you will then receive your money in one lump sum within minutes, hours or 1 business day of approval. So what are your waiting for? Get started with the best online payday loans in Colorado today.


Why Should I Apply Through Dollar Hand?

  • Easy online application process
  • You can apply from your phone, tablet, laptop or computer
  • Borrow $100, $300, $500 or even $35,000
  • Get an instant decision online
  • We source the most affordable loans for you
  • Receive funds within minutes, hours or 1 business day
  • You will receive the money in one lump sum
  • Enquiring has no impact on your credit score
  • Our service is free of charge
  • You can repay early to save money

How Much Can I Borrow in Colorado and How Long For?

Due to loan regulations, you can borrow up to $500 in Colorado. This can be repaid over 1 to 6 months, with money taken from your account in equal monthly installments until the loan is paid off. There is also the option to make early repayments to save money on interest.

We advise doing some research before taking out a payday loan. It is best to only take out a payday loan if you are in need of short-term money as they tend to have high interest rates. A payday loan is designed to bridge the gap between one paycheck and the next.

Can I Get Bad Credit Payday Loans in Colorado?

It is possible to get a Colorado payday loan even if you have a poor credit score. We work with an extensive network of lenders across the US who are willing to consider customers from different financial backgrounds. As long as you meet other important criteria such as having a stable income and a live checking account, then you should be able to get a bad credit loan.

Dollar Hand can help you find the right loan to fit your borrowing requirements. As well as this, enquiring through our online platform will have no affect on your credit score. How handy is that!

Am I Eligible for a Payday Loan in Colorado?

To qualify for a payday loan in Colorado you must:

  • Be over 18 years old
  • Be a US citizen
  • Have a live checking account for the loan to be deposited into
  • Have a stable income where you earn at least $800 per month

Where Can I Get a Payday Loan in Colorado?

Dollar Hand provides a fully online experience, meaning we can offer loans across Colorado and the US. Locations include:

Black Hawk
Canon City
Castle Rock
Colorado Springs
Commerce City
Cripple Creek
Crested Butte
Estes Park
Fort Collins
Glenwood Springs
Grand Junction
Greenwood Village
Highlands Ranch
Idaho Springs
Manitou Springs
Pagosa Springs
Steamboat Springs
Winter Park
Wheat Ridge
Woodland Park

Your location does not need to prevent you from getting the financial support that you deserve. So if you need payday loans in Colorado Springs or anywhere else across the state, we have got you covered. Apply now with Dollar Hand and you could receive your payday loan today!

Get Started Now


What Are The Current Colorado Payday Loan Laws?

Are Payday Loans Legal? Yes
Maximum Loan Amount $500
Minimum Loan Term Not specified
Maximum Loan Term 180 days
Price Cap 36%
No. of Rollovers Allowed 1
Finance Charges Not more than 36% of the loan
Statute of Limitations 3 years from the last payment


What Happens if I Cannot Meet Repayments?

Failing to repay your payday loan on time can have negative consequences. Your credit score will be damaged which will make it more difficult to borrow money in the future. The interests rate will also increase and the lender will try to get the money they are owed from your account or with the help of bailiffs. This is why it is important to only take out a payday loan if you know you will be able to manage repayments.

If an unexpected financial situation has arisen, your loaner might be more understanding. Get in touch as soon as you realise you will miss a repayment as the lender might be able to offer you an alternative payment plan which is more flexible.


How Quickly Will Money Be Sent To My Bank Account?

Once your loan application is approved by the lender, the money will be sent to your bank account within minutes, an hour or by the next working day.

Dollar Hand provides a speedy service which can help those who need fast cash now. Better yet, you will receive the whole loan amount into your checking account in one lump sum. What’s not to love!

FAQs About Payday Loans in Colorado and Denver

Are Payday Loans Legal In Colorado?

Yes, payday loans are legal in Colorado. However, there are legislations that exist including a maximum borrowing amount of $500 and a price cap of 36%.

How Many Payday Loans Can You Have In Colorado?

In the state of Colorado, there is no set limit on the number of payday loans that borrowers can take out. However, the outstanding loan amount cannot exceed $500. So a $500 limit can be met via 1 or multiple payday loans.

What Are The Price Caps For Payday Loans In Colorado?

The maximum interest rate for payday loans in Colorado is only 36%. This low price cap means that loans are more affordable for borrowers as it makes it easier for them to repay back the money.

Can I Borrow A No Credit Check Loan?

Yes, it is possible to borrow online payday loans in Colorado with no credit check. Our lenders can prioritize factors other than your credit score when analyzing your application. To manage the risk, the lender may adjust how much you can borrow or ask for some collateral.

Just bear in mind that when assessing your loan request, we do undertake soft searches. But you can be rest assured that this will not leave a visible footprint on your credit record.

Is It Possible To Do Early Repayments?

Yes, there is usually the option to repay back your Colorado payday loan early. Often you can even save money on the interest by doing so. However, we recommend speaking to the lender first to arrange this and to double check if there will be any fees involved.

What Happens If My Loan Application Is Denied?

Do not worry as nothing will happen if your loan request is declined. You will not face any costs or changes to your credit rating. We may pass you onto a credit union or offer you a secured loan option which uses collateral such as home or title loans.

What Should I Consider Before Getting A Colorado Payday Loan?

It’s important to check you meet all of the eligibility requirements before applying for a payday loan in Colorado. You must also make sure that you will be able to comfortably afford to meet the repayments on time. Think about how much you actually need the loan before getting started.