Apply For Payday Loans in Colorado and Denver with Dollar Hand Today!

Wherever you are based in Colorado from Denver to Boulder or Aspen, you can apply for an online payday loan in the flick of a finger! Dollar Hand's network of reputable lenders offer the most affordable rates in the US and you can receive funds within 1 hour, 24 hours or 1 business day.

Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.

What are Payday Loans in Colorado?

A payday loan offers temporary financial support to those in need of a quick injection of cash before they receive their next paycheck. Whether you need funds to pay for important bills or unexpected emergencies, Dollar Hand offers quick access to loans to tide you over until your next payday.

Our straight forward and easy to use online application form means you can get a payday loan without leaving your home or whilst on the move in Colorado. Even better, enquiring for a loan through Dollar Hand has no impact on your credit score and is free of charge!

We pride ourselves in efficient responses as after submitting your loan request, an instant offer will appear on screen and you will then receive your money in one lump sum within minutes, hours or 1 business day of approval. So what are your waiting for? Get started with Dollar Hand today.

The 3 Stages of How to Apply for a Payday Loan in Colorado and Denver

Step 1 - Apply Through Our Online Enquiry Form

Fill in your basic details on our online application form including your name, contact details and employment status. Do not worry if you don’t have an excellent credit history as we will still try to help.

Step 2 - Receive A Loan Offer

Once you have submitted your submissions form, we search our panel of lenders to find the right loan for you and provide an immediate response. You can then choose whether you would like to go ahead with the loan offer.

Step 3 - Get Your Payday Loan

If you go ahead with the loan and your application is approved, you could receive the funds into your bank account within minutes, hours or 1 working day. The dollars will be in your hands!

Am I Eligible for a Payday Loan in Colorado?

To qualify for a payday loan in Colorado you must:

  • Be over 18 years old
  • Be a US citizen
  • Have a live checking account for the loan to be deposited into
  • Have a stable income where you earn at least $800 per month

How Much Can I Borrow in Colorado and How Long For?

Due to loan regulations, you can borrow up to $500 in Colorado. This can be repaid over 1 to 6 months, with money taken from your account in equal monthly installments until the loan is paid off. There is also the option to make early repayments to save money on interest.

We advise doing some research before taking out a payday loan. It is best to only take out a payday loan if you are in need of short-term money as they tend to have high interest rates. A payday loan is designed to bridge the gap between one paycheck and the next.

Can I Get a Payday Loan With Bad Credit in Colorado?

It is possible to get a payday loan even if you have a poor credit score. We work with an extensive network of lenders across the US who are willing to consider customers from different financial backgrounds. As long as you meet other important criteria such as having a stable income and a live checking account, then you should be able to get a payday loan.

Dollar Hand can help you find the right loan to fit your borrowing requirements. As well as this, enquiring through our online platform will have no affect on your credit score. How handy is that!

Why Should I Get A Payday Loan in Colorado Through Dollar Hand?

  • Easy online application process
  • You can apply from your phone, tablet, laptop or computer
  • Borrow $100, $300, $500 or even $35,000
  • Get an instant decision online
  • We source the most affordable loans for you
  • Receive funds within minutes, hours or 1 business day
  • You will receive the money in one lump sum
  • Enquiring has no impact on your credit score
  • Our service is free of charge
  • You can repay early to save money

What Happens if I Cannot Repay A Payday Loan in Colorado?

Failing to repay your payday loan on time can have negative consequences. Your credit score will be damaged which will make it more difficult to borrow money in the future. The interests rate will also increase and the lender will try to get the money they are owed from your account or with the help of bailiffs. This is why it is important to only take out a payday loan if you know you will be able to manage repayments.

If an unexpected financial situation has arisen, your loaner might be more understanding. Get in touch as soon as you realise you will miss a repayment as the lender might be able to offer you an alternative payment plan which is more flexible.

How Quickly Will Money Be Sent To My Bank Account in Colorado?

Once your loan application is approved by the lender, the money will be sent to your bank account within minutes, an hour or by the next working day.

Dollar Hand provides a speedy service which helps those in need of fast cash. Better yet, you will receive the whole loan amount into your checking account in one lump sum. What’s not to love!

Where Can I Get a Payday Loan in Colorado?

Dollar Hand provides a fully online experience, meaning we can offer loans across Colorado and the US. Locations include:

  • Aspen
  • Arvada
  • Aurora
  • Black Hawk
  • Boulder
  • Breckenridge
  • Broomfield
  • Canon City
  • Carbondale
  • Castle Rock
  • Centennial
  • Clifton
  • Colorado Springs
  • Commerce City
  • Craig
  • Cripple Creek
  • Crested Butte
  • Delta
  • Denver
  • Durango
  • Edgewater
  • Edwards
  • Estes Park
  • Evergreen
  • Fairplay
  • Florence
  • Fort Collins
  • Glenwood Springs
  • Golden
  • Grand Junction
  • Greeley
  • Greenwood Village
  • Highlands Ranch
  • Idaho Springs
  • Lafayette
  • Lakewood
  • Leadville
  • Littleton
  • Longmont
  • Loveland
  • Manitou Springs
  • Northglenn
  • Ouray
  • Pagosa Springs
  • Parker
  • Penrose
  • Pueblo
  • Rifle
  • Salida
  • Silverton
  • Steamboat Springs
  • Sterling
  • Telluride
  • Thornton
  • Trinidad
  • Vail
  • Westminster
  • Winter Park
  • Wheat Ridge
  • Woodland Park

Your location does not need to prevent you from getting the financial support you need. Apply now with Dollar Hand and you could receive your payday loan today!

What Are The Current Regulations for Payday Loans in Colorado and Denver?

Are Payday Loans Legal? Yes
Maximum Loan Amount $500
Minimum Loan Term Not specified
Maximum Loan Term 180 days
Price Cap 36%
No. of Rollovers Allowed 1
Finance Charges Not more than 36% of the loan
Statute of Limitations 3 years from the last payment

FAQs About Payday Loans in Denver and Colorado

What Are The Price Caps For Payday Loans In Colorado?

The maximum interest rate for payday loans in Colorado is only 36%. This low price cap means that loans are more affordable for borrowers as it makes it easier for them to repay back the money.

Can I Borrow A Payday Loan In Colorado With No Credit Checks?

Yes, it is possible to borrow a payday loan in Colorado without any credit checks. Our lenders can prioritize factors other than your credit score when analyzing your application. To manage the risk, the lender may adjust how much you can borrow or ask for some collateral.

Is It Possible To Repay Back My Colorado Payday Loan Early?

Yes, there is usually the option to repay back your Colorado payday loan early. Often you can even save money on the interest by doing so. However, we recommend speaking to the lender first to arrange this and to double check if there will be any fees involved.

How Many Payday Loans Are You Allowed To Have Open In Colorado?

In the state of Colorado, there is no set limit on the number of payday loans that borrowers can take out. However, the outstanding loan amount cannot exceed $500. So a $500 limit can be met via 1 or multiple payday loans.

What Happens If My Payday Loan Application Is Denied?

Do not worry as nothing will happen if your loan request is declined. You will not face any costs or changes to your credit rating. We may pass you onto a credit union or offer you a secured loan option which uses collateral such as home or title loans.

What Should I Consider Before Getting A Colorado Payday Loan?

It’s important to check you meet all of the eligibility requirements before applying for a payday loan in Colorado. You must also make sure that you will be able to comfortably afford to meet the repayments on time. Think about how much you actually need the loan before getting started.