Enquire online with Dollar Hand by submitting a loan request form. Enter key details such as your name, contact information and the amount you wish to borrow.
Online Payday Loans Michigan, MI with Dollar Hand
Are you looking for payday loans Michigan? From Detroit to Jackson or anywhere else across Michigan, Dollar Hand can help you find quick cash today.
Borrow up to $600 within 1 hour, the same day or by the next business day. Our network of reputable lenders offer fast and easy approval, with all credit types considered. Simply click on the ‘Get Started’ button to enquire now.
3 Easy Steps To Payday Loans Michigan
Step 1 - Enquire For Payday Loans Online Michigan
Step 2 - Receive A Speedy Response
We will then browse through our network of over 50 reputable lending partners to find a loan for you at the most affordable rate. An instant loan offer will then appear on screen from the lender most suited to your borrowing requirements and who is most likely to approve you.
Step 3 - Get Quick Cash As Soon As Possible
If your loan request is successful, the funds will be sent to your bank account within a couple of minutes, hours or by the next working day. Better yet, the total loan amount will be sent in one lump sum.
What are Payday Loans?
Payday loans offer a quick and easy way to borrow money when an unexpected bill or emergency cost arises. Common reasons you may need money include to pay for medical bills, car repairs, utility payments or funeral costs.
Due to the interest and fees involved, payday loans are designed to be a short term loan to tide you over until you next receive your paycheck on your upcoming payday. It is intended that you will repay it back through automatic payments on dates that will be confirmed in your loan contract.
Payday loans should not be used for reckless spending such as shopping, drinking or gambling. Likewise, they should not be used to pay off any other loans as this could lead to a negative spiral of debt issues.
Where Can I Get A Payday Loan in Michigan?
Dollar Hand’s loan brokerage service is 100% online which means that you can apply for a loan from any city in Michigan via your phone, tablet, laptop or desktop. So whether you need payday loans in Jackson Michigan or anywhere else across the state, we can help you today. Locations include:
- Allen Park
- Ann Arbor
- Battle Creek
- Bay City
- Bedford
- Burton
- Byron
- Chesterfield
- Dearborn Heights
- Detroit
- East Lansing
- Eastpointe
- Farmington Hills
- Flint
- Garden
- Grand Rapids
- Holland
- Jackson
- Kalamazoo
- Kentwood
- Lansing
- Lincoln Park
- Livonia
- Macomb
- Madison Heights
- Midland
- Muskegon
- Novi
- Oak Park
- Pontiac
- Portage
- Port Huron
- Roseville
- Royal Oak
- Saginaw
- Sterling Heights
- Southgate
- Taylor
- Troy
- Warren
- Westland
- Wyoming
What Information Is Required When Applying For Payday Loans?
To apply for a payday loan in Michigan, you will need to provide certain information. This includes:
- Your name and date of birth
- Your social security number (SSN)
- Your home address, email address and telephone number
- Your employment status and monthly income
- The amount you wish to borrow and how long for
- Your checking account number
What Are The Michigan Payday Loan Laws?
| Are Payday Loans Legal In Michigan? | Yes |
| How Many Payday Loans Can I Have In Michigan? | 2 at once from different lenders |
| Maximum Loan Amount | $600 |
| Maximum Loan Term | 31 days |
| Michigan Payday Loan Fees | Ranges from 11% to 15% based on the number of $100 transactions |
Can You Get Payday Loans in Michigan With No Credit Check Online?
Yes, it is possible to apply for payday loans online in Michigan no credit check. Whilst at Dollar Hand we undertake soft searches when assessing your loan request, you can be rest assured that this will not leave a visible footprint on your credit history.
Alternatively, we can offer you secured loans that tie collateral such as your vehicle or property against the loan. However, it is essential to make sure that you will be able to repay back your payday loan as otherwise you could risk losing your asset.
Can Dollar Hand Help Me Get Payday Loans Online Same Day Michigan?
Yes, it is possible to get same day loans with Dollar Hand. We endeavour to help you secure money quickly through our easy to complete online loan request form which takes less than 5 minutes to fill in. You will then receive an instant loan offer from one of our vetted lending partners, and if approved you could receive your payday loan within minutes, hours or by the next business day latest.
To increase your chances of a same day loan, try applying during typical working hours of 9am to 5pm on Monday to Friday as this is when most loans are funded. Be readily available to respond to any calls or messages as the lender might ask for more information such as proof of your income.
Why Should I Get A Payday Loan With Dollar Hand?
Click below to see testimonials on a third-party review website of what our customers are saying.
Am I Eligible to Borrow a Payday Loan?
To qualify for the best payday loans in Michigan, there is certain eligibility criteria. You must:
- Be at least 18 years of age
- Be a U.S. citizen
- Have a live checking account
- Have a regular income
- Earn at least $800 per month
FAQs About Michigan Payday Loans
Is Dollar Hand A Direct Lender Of Payday Loans In Michigan?
No, Dollar Hand is not a direct lender. We are a broker that connects our customers to the lender most likely to accept their loan request, at the most competitive rate. Better yet, submitting an enquiry via our platform is free of charge.
How Many Payday Loans Can You Have In Michigan?
Borrowers can apply for a maximum of 2 payday loans at one time in Michigan, providing that they are from different lenders. The total loan amount can be a maximum of $600 each.
Can I Get Payday Loans For Bad Credit?
Yes, our lending partners are willing to consider applicants with all different types of credit histories. As long as you can meet other key eligibility criteria such as earning a stable income of around $800 per month, then you should be able to get a bad credit loan today.
What If I Am Unable To Repay My Payday Loan On Time?
Failing to repay your payday loan on time can have many negative consequences. Late fees and increased interest rates can be costly and lead to debt issues. As well as this, you can have damage to your credit score which could make it more difficult to apply for credit in the future.
This is why it is essential to only borrow a payday loan if you are certain you will be able to comfortably afford the repayments. If an unexpected financial event arises and you are worried you might not be able to repay back your loan on time, get in touch with the lender immediately as they might be able to offer you a more flexible alternative repayment plan or freeze the interest on the loan.