Fill in our application form, including basic details such as your name, address and how much you wish to borrow. Enquiring is free of charge and will have no impact on your credit score!
Online Payday Loans in Washington State WA
Whether you live in Longview, Lynnwood, Olympia or anywhere else in Washington, Dollar Hand can help you get emergency cash quickly.
Complete our online enquiry form to receive an instant loan offer from one of our reputable lending partners. Money can be in the palm of your hands within minutes, hours or by the next working day!
3 Easy Steps To Get Payday Loans In Washington
Step 1 - Apply Online Today
Step 2 - Receive A Loan Offer
We search through our panel of lenders to find a loan best suited to your borrowing requirements. An instant offer will appear on screen and you can choose if you would like to proceed.
Step 3 - Money Is Transferred To You
If you decide to go ahead and your application is approved, the funds will be sent to your live checking account within minutes, hours or by the next business day.
Can I Get Payday Loans in Washington State Quickly?
Yes, at Dollar Hand we can assist you in getting the funds that you need in a quick and speedy manner. Our online application form is easy to complete and takes less than 5 minutes to fill in. After this, you will receive an immediate loan offer.
If you decide to go ahead and your application is successful, your payday loan will be sent to your bank account within the snap of a finger! Just make sure that you are readily contactable incase the lender wishes to get in touch with any follow-up questions before sending you the loan.
What Alternatives Options Can I Consider?
Before making any decisions, it is certainly worth comparing some different options. You could consider borrowing money from family or friends, using a low interest credit card or requesting an authorized overdraft from the bank.
If there are no alternatives that suit you, then you could get a payday loan to help you stay financially afloat until your next paycheck. Just make sure that you are borrowing a loan for the right reasons, e.g. to pay for an emergency expense such as a medical bill, rather than for frivolous spending.
Where Can I Get Payday Loans In Washington State?
We offer a fully online experience which means that you can get loans across Washington and the US. Locations include but are not limited to:
- Auburn
- Bellevue
- Bellingham
- Burien
- Everett
- Federal Way
- Fife
- Kennewick
- Kent
- Kirkland
- Lacey
- Longview
- Lynnwood
- Marysville
- Olympia
- Puyallup
- Renton
- Seattle
- Silverdale
- Spanaway
- Spokane Valley
- Tacoma
- Vancouver
- Yakima
Can I Get A Payday Loan In Washington With No Credit Check?
Yes, it is possible to get payday loans in Washington State online with no credit check. Whilst our lenders will typically run a credit check to determine your eligibility, they are willing to accommodate borrowers with a variety of financial backgrounds. They do not let applicants financial history get in the way of their borrowing future.
If you have bad credit, our lenders can focus on other key factors such as whether you have a stable income or they could use collateral to secure the loan. So why not apply now and receive your funds in the snap of a finger!
Am I Eligible for Payday Loans in Washington?
The Washington State payday loan eligibility includes that you must:
- 1. Be aged 18 years or older
- 2. Be a U.S. resident
- 3. Have a live checking account
- 4. Have a regular income
- 5. Earn approximately $800 each month
How Do I Repay Back Washington State Payday Loans?
Repayments will be automatically withdrawn from your bank account on dates agreed upon with the lender in your loan agreement. This usually tends to be at the end of the month after you have received your paycheck.
Useful Guides & Expert Information
Why Should I Use Dollar Hand?
At Dollar Hand, we strive to offer the best online payday loans in Washington State. We offer a streamlined process, with a simple and quick online application form that is very user-friendly and easy to complete.
Whether you need to pay for an emergency bill or an unexpected cost, we are here to give you a helping hand. You can borrow $700 in Washington or 30% of your gross monthly income. Better yet, the whole loan amount will be sent to your bank account in one lump sum, with competitive rates from our reputable lending partners.
We pinky promise that you will receive your funds quickly, usually within 1 business day latest. As well as this, our service is completely free of charge to all customers. With no credit check and bad credit options, we accommodate customers from all types of financial backgrounds, and you can be rest assured that our soft searches will not impact your credit score when enquiring.
Repayment options range from 2 weeks to 5 years depending on your borrowing requirements. There may also be the option to make early repayments if you wish to do so; simply check your loan agreement or contact the lender to find out if this is the case.
So what are you waiting for? Get started with Dollar Hand today!
What Are The Washington Payday Loan Laws?
Payday loans are legal in Washington. Some of the key rules and regulations are mentioned in the following table:
| Are Payday Loans Legal in Washington? | Yes |
| Minimum Loan Amount | Not specified |
| Maximum Loan Amount | $700 or 30% of gross monthly income |
| Minimum Loan Term | Not specified |
| Maximum Loan Term | 45 days |
| Average APR | 391% |
| No. of Rollovers Allowed | 0 |
| Restrictions | Only 8 payday loans are allowed per 12 months |
| Finance Charges | <$500 = 15% >$500 = 10% |
| Statute of Limitations | 6 years |
FAQs About Washington Payday Loans
Is Dollar Hand A Direct Lender Of Online Payday Loans In Washington State?
No, Dollar Hand is a broker who does all the hard work for you. We match you with a reputable lender who meets your borrowing requirements and who is most likely to approve your loan request. Simply complete our online application form and then we will find you the best deal available.
How Many Payday Loans Can You Have In Washington State?
8 payday loans are allowed in Washington per 12 month period. The maximum amount of all outstanding payday loans must be no more than $700. There is also a limitation that a loan cannot exceed 30% of a person’s gross monthly income.
Will A Payday Loan Damage My Credit Score?
Failure to repay back your loan on time could reduce your credit score if the lender reports your late payment to a credit reporting agency. This could make it more difficult to borrow money in the future, so it is essential to only get a payday loan if you can manage the repayments.
Will Dollar Hand Charge Me A Fee?
No, Dollar Hand will not charge you any fees. Our service is free of charge for all customers, and always will be!
What Should I Do If I Cannot Repay The Loan?
If you face an unexpected financial emergency and are unable to repay back your loan on time, get in touch with the lender immediately. They may be able to freeze the interest on the loan or offer you a more flexible repayment plan. Otherwise you could face late fees and extra interest charges.