Complete our online application. You will need to provide certain details such as your name, address, employment status and the amount you wish to borrow.
Payday Loans Alaska AK with Dollar Hand
Whether you live in Anchorage, Fairbanks, Juneau, Wasilla or anywhere else in the state, Dollar Hand can help you get an Alaska payday loan today.
Simply complete our online application form to receive an immediate loan offer from a reputable lender. If approved, the money will be in the palm of your hands and sent to your bank account within minutes, hours or by the next business day.
3 Steps To Get Alaska Payday Loans
Step 1 - Apply Online
Step 2 - Get A Loan Offer
We will search through our panel of lenders to find the most suitable loan for you. An instant offer will appear on screen and you will have the option to proceed.
Step 3 - Receive Funds
If your loan application is approved, the funds will be transferred to your bank account within minutes, hours or by the next working day. You will receive the total amount in one lump sum.
What Should I Know About Payday Loans in Anchorage, Alaska?
A payday loan in Anchorage or the rest of Alaska offers a quick and easy way to borrow money. These short term loans provide extra cash to tide you over until your next payday. Reasons you might need a payday loan include to pay for important bills, unexpected medical fees, car repairs or home renovation costs.
It is important to note that payday loans are not intended to be used on frivolous spending such as drinking or gambling. They should also not be used to pay off existing loans as this could lead to a cycle of debt.
What Are Some Payday Loan Alternatives In Alaska?
Alternatives include borrowing money from family or friends, asking your employer for a salary advance, using a low interest credit card or requesting an authorized overdraft from your bank. You could also try to boost your savings by starting a side hustle or selling items you no longer need via online platforms such as eBay.
If you decide to apply for a payday loan, you must make sure that you will be able to afford the repayments. Otherwise you could face late charges and damage to your credit score.
Where Can I Get Payday Loans in Alaska?
Dollar Hand offers a fully online experience which means that we have access to loans across Alaska and the US. You can enquire from the comfort of your home or whilst you are out and about. Locations include but are not limited to:
- Anchorage
- Fairbanks
- Juneau
- Nome
- Seward
- Sitka
- Wasilla
What Are The Alaska Payday Loan Laws?
Payday loans are legal in Alaska. Some of the key rules and regulations are mentioned in the following table:
| Are Payday Loans Legal in Alaska? | Yes |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 14 days |
| Maximum Loan Term | Not specified |
| Interest Rate (APR) | 435% |
| No. of Rollovers Allowed | 2 |
| Database Loan Tracking | No |
| Finance Charges | $15 for each $100 of an advance or 15% of the amount advanced (whichever is less) |
| Statute of Limitations | 3 years from the last payment |
What Is The Eligibility Criteria for Payday Loans Online Alaska?
To qualify for a payday loan in Alaska with Dollar Hand you must:
- 1. Be at least 18 years of age
- 2. Be a U.S. citizen
- 3. Have a live checking account
- 4. Have a regular income
- 5. Earn a minimum of $800 each month
Can I Borrow Online Payday Loans In Alaska If I Have Bad Credit?
Yes, we work with lenders who are willing to accept applicants with a variety of credit scores. At Dollar Hand, we do not let our customers financial history get in the way of their borrowing future. Our lenders can focus on other key factors such as whether you earn a stable income, or could always use collateral to secure the loan.
FAQs About Payday Loans in Alaska
Is Dollar Hand A Direct Lender?
No, Dollar Hand is a broker that is partnered with over 50 reputable lenders across the US. All you have to do is complete our online application form and then we will match you with the direct lender best suited to your borrowing needs.
What Is The Cost Of A $300 Payday Loan In Alaska?
A fee of $15 per $100 is common. So if you borrow $300 in Alaska, it may cost you around $345 to pay it back, assuming a fee of $15 per $100.
How Much Money Can You Borrow In Alaska?
At Dollar Hand, you can borrow anywhere between $100 to $35,000. However, due to payday lending regulations in the state, the maximum amount that can be borrowed in Alaska is $500.
Why Should I Use Dollar Hand?
We endeavour to give you a helping hand and do not charge any fees. Better yet, enquiring has no impact on your credit score as we undertake soft searches that do not leave any visible footprint on your credit record.
What Should I Consider Before Applying?
Before applying you should make sure that you will be able to afford the repayments as otherwise you could incur extra charges and interest fees if you fail to repay back the loan on time. Consider whether you could manage without the loan and think about if you really need it.