Get started today by filling in Dollar Hand’s online application form. Enter a few key details such as your name and age, and the amount you wish to borrow.
Apply Online for Payday Loans in Oklahoma City, OK
Are you looking to get a payday loan in Oklahoma? From Oklahoma City, to Tulsa, Edmond or anywhere else in between, Dollar Hand can help you borrow money online today.
Get $300, $500, $1500 within 1 hour, the same day or by the next working day. Bad credit is accepted and there are no credit check options too. Simply click on the ‘Get Started’ button now!
3 Easy Steps For Payday Loans In Oklahoma
Step 1 - Apply Online For Payday Loans Oklahoma
Step 2 - Receive An Instant Offer
Dollar Hand will source the perfect loan to meet your borrowing requirements and an immediate offer will appear on screen from the lender most suited to your financial needs.
Step 3 - Money Is Transferred To Your Checking Account
If your application is approved, the total loan amount will be sent to your live checking account. This will take a few minutes or hours, or 1 working day.
What Are The Oklahoma Payday Loan Laws?
Payday loans are legal in Oklahoma. The lending criteria is summarized below:
What Is The Interest Rate (APR) For Oklahoma Payday Loans?
The maximum APR is 207% in Oklahoma. The interest should not exceed 17% monthly.
How Much Can You Borrow In Oklahoma?
There is no minimum loan amount in Oklahoma. However, the maximum amount must not exceed $1500. So you can borrow $1500 or less.
What Is The Loan Term In Oklahoma?
A loan can be given from 60 days (2 months) to 365 days (12 months).
How Many Payday Loans Can You Have in Oklahoma?
You can have 2 outstanding loans in Oklahoma at one time.
Where Can I Get A Payday Loan in Oklahoma?
You can borrow money from anywhere in the state of Oklahoma. Locations include but are not limited to:
- Ada
- Altus
- Ardmore
- Bartlesville
- Broken Arrow
- Chickasha
- Claremore
- Durant
- Edmond
- Lawton
- McAlester
- Midwest City
- Moore
- Muskogee
- Norman
- Oklahoma City
- Okmulgee
- Owasso
- Ponca City
- Pryor
- Roland
- Sallisaw
- Sand Springs
- Sapulpa
- Seminole
- Shawnee
- Stillwater
- Tahlequah
- Tulsa
- Yukon
What Information Will I Need To Provide When Completing The Application Form?
Certain details will be required. This includes:
- Your name and date of birth
- Your social security number (SSN)
- Your postal address, email address and phone number
- Your employment status and monthly income
- The amount you wish to borrow and how long for
- Your checking account number
Can I Get Online Payday Loans In Oklahoma With Bad Credit?
Yes, it is possible to get online payday loans Oklahoma bad credit. We work with over 50 reputable lenders who are willing to consider borrowers from all types of financial backgrounds.
Our lenders can focus on other key factors such as whether you have a stable job and income of at least $800. Or they could offer you a loan with collateral such as your vehicle.
At Dollar Hand, we do not let people’s past financial history get in the way of their borrowing future. As long as you are certain that you can afford the repayments, then you can apply today.
Am I Eligible for Oklahoma City Payday Loans?
It is important to check the Oklahoma payday loan eligibility before submitting your application form. In order to qualify, you must:
- Be at least 18 years of age
- Be a U.S. citizen
- Have a live checking account
- Have a stable income
- Earn at least $800 per month
Can I Get Payday Loans Online On The Same Day In Oklahoma?
Yes, it is possible to get payday loans online same day Oklahoma. Our platform is available 24 7, with funds sent within minutes or hours of approval. Simply complete our online application form to get the funds that you need.
To maximize your chances of fast cash, make sure that your phone is nearby incase the lender wants to get in touch with any follow-up questions. You could also try applying during typical working hours of 9am to 5pm on Monday to Friday as you may be approved faster during this period.
FAQs About Payday Loans in Oklahoma
Is Dollar Hand A Direct Lender?
No, Dollar Hand is a broker. We connect your enquiry with the lender most suited to your borrowing requirements.
We have an extensive network of reputable lending partners across the US to ensure that we can find the perfect fit for you. Better yet, our service is free of charge for all customers.
How Much Would a $100 Payday Loan Cost in Oklahoma?
Based on a 207% APR, a $100 payday loan in Oklahoma with a minimum 60 day term would cost $34 in fees. So the borrower would need to return $134 over the period.
The calculations are shown below:
17% * 2 = 34%
34% of $100 = $34
ARP сalculation: $34 / $100 / 60 days = 0.00566 * 365 days * 100 = 207%
What Happens If I Cannot Repay My Loan?
Failing to repay your payday loan on time can have negative consequences. You could incur extra charges such as late fees and extra interest costs. As well as this, you could damage your credit score which would make it more difficult to borrow money in the future.
It is essential to only get a payday loan if you will be able to manage the repayments. If you face an unanticipated financial emergency, contact the lender immediately as they might be able to offer you a more flexible alternative payment plan.
What Is The Oklahoma Payday Loan Waiting Period?
At Dollar Hand, we pride ourselves in our quick and speedy streamlined process. Our application form takes less than 5 minutes to complete, after which you will receive an instant loan offer. If you decide to go ahead and your application is successful, your payday loan could be in your bank account within seconds, minutes or by the next working day latest.
Can I Get Payday Loans In Tulsa Oklahoma?
Yes, Dollar Hand offers payday loans in Tulsa and the rest of Oklahoma. Our online platform means that you can apply from anywhere, whether you are out and about or in the comfort of your home. Simply use your phone, tablet, laptop or desktop to get started.
What Is The Statute Of Limitations On Payday Loans in Oklahoma?
The statute of limitations is 5 years from the last payment.