Submit an online loan application form via our website. It is very easy and simple to complete, and will take you less than 5 minutes to fill in.
Online Payday Loans Idaho ID with Dollar Hand
Whether you live in Idaho Falls, Boise, Twin Falls or anywhere else in the state, we can help you get payday loans in Idaho today.
3 Steps To Get Idaho Payday Loans
Step 1 - Apply With Dollar Hand
Step 2 - Receive A Loan Offer
We will search through our database and match you with the lender best suited to your borrowing requirements. An instant offer will appear on screen and you can choose whether you’d like to proceed.
Step 3 - Get Fast Cash ASAP
If your loan request is approved, you will receive your Idaho payday loan quickly. The funds will be sent to your bank account within minutes, hours or by the next working day.
What Should I Know About Payday Loans in Idaho Falls?
Payday loans offer a quick and convenient way to borrow money. They are short term loans that are intended to be paid back on your next payday. Common reasons for borrowing money this way include to pay for an unexpected bill, important expense or emergency cost such as a medical bill or car repair.
Payday loans should only be used to pay for necessary costs. They should not be used on frivolous spending such as drinking, partying or gambling, or to pay off existing debts as this could lead to difficulties in meeting repayments on time.
Where Can I Get Payday Loans in Idaho?
Dollar Hand offers a fully online platform which means that you can get a loan from anywhere across Idaho and the US. All you need is a smartphone, tablet, laptop or computer to apply. See below for some examples of locations you can get payday loans in:
Idaho Falls, Boise, Twin Falls, Lewiston, Pocatello, Post Falls, Caldwell, Nampa, Coeur d’Alene, Blackfoot, Burley, Fruitland, Jerome, Meridian, Mountain Home, Sandpoint, Kellog, Moscow, Payette, Lewiston, Sun Valley.
What Are The Idaho Payday Loan Laws?
Some of the key rules and regulations for payday loans in Idaho are mentioned below:
Are Payday Loans Legal in Idaho? | Yes |
Maximum Loan Amount | $1,000 or 25% of gross monthly income |
Minimum Loan Term | Not specified |
Maximum Loan Term | Not specified |
Interest Rate (APR) | 652% |
No. of Rollovers Allowed | 3 |
Database Loan Tracking | No |
Finance Charges | No limit |
Statute of Limitations | 5 years from the last payment |
What Is The Eligibility Criteria for Payday Loans In Idaho?
To qualify for a payday loan in Idaho you must:
- 1. Be at least 18 years old
- 2. Be a U.S. resident
- 3. Have a live checking account
- 4. Have a regular income
- 5. Earn $500-800 each month
Can I Get Payday Loans Online In Idaho With Bad Credit?
Yes, you can borrow money even if you have a poor credit score. We work with lenders who are willing to consider applicants with a variety of financial backgrounds. Our lenders can focus on other key factors such as whether you earn a regular income or could use collateral to secure the loan.
FAQs About Payday Loans in Idaho
Is Dollar Hand A Broker?
Yes, we are a broker with access to over 50 reputable direct lending partners. We connect applicants with the lenders most suited to their borrowing requirements. Better yet, our service is free of charge for all customers.
Do You Offer Payday Loans In Coeur d'Alene Idaho?
Yes, you can get payday loans in Coeur d’Alene or anywhere else in Idaho. All you need is a laptop, desktop, mobile or tablet to access our online application form. We offer a streamlined process that makes it easy for you to get the funds that you need.
Can I Get Payday Loans No Credit Check In Boise, Idaho?
Credit checks are usually carried out during affordability checks. However, our lenders can focus on other criteria such as whether you earn a stable income or have a live checking account for the funds to be deposited into.
How Do Repayments Work?
Repayments are made in equal installments each month on a date agreed upon with the lender. This usually tends to be at the end of the month after you have received your paycheck. There may also be the option to make early repayments.
What Are Alternative Ways To Borrow Money?
Alternatives include requesting an authorized overdraft from the bank or signing up for a low interest credit card. You could also look into personal loans or installment loans, or join a credit union for more options.