Apply Online for South Carolina Payday Loans with Dollar Hand

Are you looking to get a payday loan in South Carolina? From North Augusta, to Fort Mill or anywhere else in the state, Dollar Hand can help you borrow money quickly today.

Borrow $300, $500 or more and receive the funds in your bank account within minutes, hours or by the next business day. Better yet, there are bad credit and no credit check options too. So if you need fast cash today, simply click on the ‘Get Started’ button.

How Much Do You Need?

For How Many Months?

How To Get Payday Loans In South Carolina

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Step 1 - Apply Online

Get started today by enquiring online with Dollar Hand. Enter a few personal details on our submissions form, as well as the amount you wish to borrow and how long for. Enquiring will not impact your credit score as we only undertake soft searches.

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Step 2 - Get An Instant Offer

Dollar Hand will browse through our list of trustworthy lenders to find the right loan for you. An immediate loan offer will appear on screen which you can choose whether you would like to accept or not.

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Step 3 - Receive Funds ASAP

If your loan application is approved, the funds will be deposited into your live checking account within minutes, hours or by the next working day. Better yet, the whole loan amount is sent in one lump sum!

What Are Online Payday Loans In South Carolina?

Online payday loans in South Carolina offer a quick way to borrow money and can be achieved via your phone, tablet or computer. The short term loan can help you stay financially afloat until your next payday and can be handy if you face an urgent or unexpected expense. All you have to do is fill in our online enquiry form to secure the funds that you need!

Common reasons you may need a payday loan include to pay for medical bills, vet fees, car repairs, house repairs, funeral care or wedding costs. It is not advisable to use payday loans for frivolous spending or to pay off another loan as this could lead to a cycle of debt.

Before applying for a payday loan, make sure you read the terms and conditions carefully and assess whether you will be able to afford it. You should make sure that you are fully aware of the consequences of failing to repay back your loan on time such as increased interest charges or a negative impact to your credit rating.


Where Can I Get A Payday Loan in South Carolina?

Whether you are looking for payday loans in North Augusta South Carolina or anywhere else in the state, Dollar Hand can help! Our online platform means that you can borrow money anywhere, anytime. Areas include but are not limited to:

  • Anderson
  • Bamberg
  • Charleston
  • Chesterfield
  • Colleton
  • Columbia
  • Conway
  • Dillon
  • Florence
  • Fort Mill
  • Goose Creek
  • Greenville
  • Greenwood
  • Greer
  • Hilton Head Island
  • Lee
  • Marion
  • Marlboro
  • Myrtle Beach
  • Mount Pleasant
  • North Augusta
  • North Charleston
  • Rock Hill
  • Spartanburg
  • Summerville
  • Sumter
  • Union

What Details Are Required When Completing The Application Form?

To apply for payday loans online with Dollar Hand, there is certain information that will be required. This includes:

  • Your full name and date of birth
  • Your social security number (SSN)
  • Your postal address, email address and contact number
  • Your employment status and monthly income
  • The amount you wish to borrow and how long for
  • Your checking account number for the funds to be transferred into


Get Started

How Many Payday Loans Can You Have In South Carolina?

1 payday loan is allowed at one time in South Carolina. That loan must be paid in full before you can apply for another one. This is due to payday lending rules and regulations that exist in the state.


Will A Payday Lender Know If I Already Have A Payday Loan?

When a lender creates a loan, they will have to put the borrowers details into a database which is used only by other payday lenders and the state agency that watches over them. So you will not be able to get another loan until the other one is paid back. If you still owe money back on a payday loan and go to another lender, that lender will check the data base and by law must deny you the loan.


What Are The South Carolina Payday Loan Laws?

There is a $550 limit on the amount of a payday loan and the maximum loan term is 31 days. The South Carolina payday loan laws also require that lenders charge no more than 15% of the face amount of the check.

By law, payday lenders in South Carolina can only charge you up to $15 per $100. So if you need $100, the check would be for $115 and if you need to borrow $200, then the check will be for $230. Even though payday lenders call this charge a fee, it has a 391% APR on a 2 week loan.

How Do I Qualify To Borrow Money Today?

To be eligible for a loan, you must:

  • Be at least 18 years old
  • Be a U.S. citizen
  • Have a live checking account
  • Have a consistent income
  • Earn at least $800 per month


To boost your chances of a same day loan, try applying during typical working hours of 9am to 5pm on Monday to Friday. You should also be readily contactable incase the lender wants to get in touch with any follow up questions.

Frequently Asked Questions

Is Dollar Hand A Lender?

No, Dollar Hand is a broker that connects your loan request with the lender most suited to your borrowing requirements. We have an extensive network of over 50 reputable loaners across the US so that we can find the perfect fit for you.

Can I Get South Carolina Payday Loans No Credit Check?

Yes, at Dollar Hand we work with lenders who are willing to consider all different types of applicants. Whilst we may still undertake a credit check, our lenders can focus on other factors such as whether you earn a stable income of at least $500 to $800 per month.

Will The Loan Need To Be Repaid Back In Full After My Next Payday?

No, it is not required to pay back your loan in full on the next payday. Whilst it is a viable option since this will lead to less interest on your loan, it is possible to repay your loan over several months or even years. In this case, it might be worth considering an installment loan which is a longer term loan that involves smaller repayments each month.

What Happens If I Fail To Repay My Loan On Time?

If you fail to repay back your payday loan on time, you could face late fees and a negative impact to your credit score. It is therefore essential to only take out a payday loan if you are certain you will be able to manage the repayments.

If you face an unanticipated financial emergency, get in touch with the lender straight away. They might be understanding and offer you a flexible alternative repayment plan.

Can I Borrow A Payday Loan In 1 Hour?

Yes, it is possible to borrow money in 1 hour. Dollar Hand can help you secure money as fast as possible.

Complete our online application form in less than 5 minutes to receive an instant loan offer, which you can choose to accept or reject. If you decide to go ahead and your loan application is approved, the funds could be in your bank account within minutes, hours or by the next working day.