Complete our online application form, including basic details such as your name, postal address, employment status and the amount you wish to borrow. Enquiring is free of charge and will have no impact on your credit score.
Payday Loans in Rhode Island RI with Dollar Hand
Whether you live in Pawtucket, Providence, Newport, Warwick or anywhere else in the state in New England, Dollar Hand can help you get payday loans Rhode Island.
Enquire through our online application form and receive an instant response from one of our reputable lending partners who offer competitive rates. The funds can be sent to your account within minutes, hours or by the next business day.
3 Easy Steps To Borrow Money
Step 1 - Apply Online with Dollar Hand
Step 2 - Receive A Loan Offer From A Lender
We search through our panel of lenders to find the right loan for you. An instant offer will appear on screen and you can choose if you would like to go ahead with it.
Step 3 - Funds Are Sent To You Within 1 Working Day
If you decide to go ahead and your application is successful, your payday loan will be transferred to your bank account in one lump sum within minutes, hours or by the next business day.
What Should I Know About Rhode Island Payday Loans?
Payday loans in Rhode Island offer borrowers a quick influx of cash to help them stay financially afloat until they receive their next paycheck on their upcoming payday. These short term loans are commonly used to pay for emergency expenses or unexpected costs such as car repairs, medical bills or utility payments. They are not designed for those looking to pay off other loans or wanting to undertake frivolous spending such as shopping or gambling.
Dollar Hand could be a good choice for anyone experiencing a temporary financial set back as we make payday loans a quick, easy and stress-free experience.
What Are Alternatives To Taking Out Payday Loans in Rhode Island?
Alternatives to payday loans include borrowing from family or friends, using a credit card or looking into an authorized overdraft. You could also boost your savings by starting a side hustle or selling items you no longer need.
If there are no alternatives that suit you, then you could get a payday loan. However, it’s essential to only do this if you are certain that you will be able to afford repaying back the loan as otherwise you could face late fees and damage your credit score.
Where Can I Get a Payday Loan in Rhode Island?
Dollar Hand offers a web experience which means that we can offer online payday loans in Rhode Island and across the US. You can enquire from the comfort of your own home or whilst you are out and about. Locations include:
Bristol
Cranston
Coventry
Cumberland
East Greenwich
East Providence
Jamestown
Johnston
Lincoln
Little Compton
Middletown
Narragansett
Newport
Pawtucket
Portsmouth
Providence
Richmond
Scituate
Smithfield
Tiverton
Warren
Warwick
Westerly
Woonsocket
So whether you need payday loans Pawtucket Rhode Island or anywhere else across the state, we can lend you a hand. Simply click on the ‘Get Started’ button to secure your funds today. Getting a payday loan has never been easier!
How Can I Get Fast Cash?
With Dollar Hand, you can borrow money quickly within minutes or hours. Complete our online application form in less than 5 minutes to receive an instant offer from the lender most suited to your borrowing requirements. If you decide to go ahead and your application is approved, dollars will be in your hands on the same day or by the next working day.
Can I Borrow Money With Bad Credit?
Yes, at Dollar Hand we work with lenders who are willing to consider applicants from all different types of financial backgrounds, with the option of bad credit loans. Better yet, enquiring about a payday loan through Dollar Hand will have no impact on your credit score.
So what are you waiting for? Apply now for money in the palm of your hands!
Am I Eligible for Payday Loans Online Rhode Island?
To qualify for a payday loan in Rhode Island you must:
- 1. Be aged 18 years or older
- 2. Be a U.S. resident
- 3. Have a live checking account
- 4. Earn a stable income of $500-$800 each month
Why Should I Use Dollar Hand?
Reasons to get a payday loan with Dollar Hand include that:
- We have a simple and quick online application form
- You can borrow $100 to $500 in Rhode Island
- We offer affordable loans with competitive rates
- The loan will be sent to your checking account in one lump sum
- You can apply from anywhere in the US
- Funds are transferred into your account within 1 business day
- Repayment plans range from 2 weeks to 5 years
- Our soft searches will not impact your credit score
- Option to repay early to save money
- Our service is free of charge
- We do all the hard work for you!
What Are The Payday Loan Laws In Rhode Island?
Some of the key rules and regulations for Rhode Island payday loans are mentioned below:
| Are Payday Loans Legal in Rhode Island? | Yes |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 13 days |
| Maximum Loan Term | Not specified |
| Interest Rate (APR) | 261%* |
| Database Loan Tracking | No |
| Finance Charges | 10% of the amount advanced |
| Statute of Limitations | 10 years from the last payment |
FAQs About Payday Loans in Rhode Island
Is Dollar Hand A Direct Lender?
No, we are a broker that connects our customers with the best lenders in Rhode Island. All you have to do is complete our online application form and then we will match you with the lender who meets your borrowing requirements and who is most likely to approve your loan request.
What Is The Maximum Term For Payday Loans In Rhode Island?
There is not a maximum loan term in Rhode Island. However, there is a minimum loan term of 13 days.
Will Dollar Hand Charge Me A Fee?
No, our service is free of charge. Better yet, enquiring has no impact on your credit score as we undertake soft searches that do not leave any visible footprint on your credit record.
Can I Get A Cash Advance Rhode Island?
Yes, it is possible to get a cash advance in Rhode Island. At Dollar Hand, we can help you secure the funds that you need and give you a helping hand. Simply complete our enquiry form to get started now.
What Should I Consider Before Applying?
Before you apply to borrow money online, it is worth considering whether it is necessary and if you could manage without it. You should also check that you meet all the eligibility requirements before applying for a payday loan. As well as this, make sure that you will be able to repay back the loan on time as otherwise you could incur extra fees and damage your credit score.