Representative Example:
If a payday loan amount was $500 with a rate of interest 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*

* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners

How Much Do You Need?

For How Many Months?

How To Get The Best Personal Loans For Good Credit

dollar hand icon

Step 1 - Complete Our Online Application Form

Fill in our application form in less than 5 minutes. You can be rest assured that enquiring will have no impact on your credit score.

dollar hand icon

Step 2 - Get An Instant Loan Offer From A Reputable Lender

An immediate loan offer will appear on screen from the lender most suited to your borrowing requirements. You can then decide whether or not you would like to go ahead.

dollar hand icon

Step 3 - Receive Your Personal Loan As Soon As Possible

If you decide to go ahead and your application is approved, the total loan amount will be transferred into your live checking account with minutes, hours or by the next business day.

What Are Personal Loans For Good Credit?

Personal loans for good credit offer customers the opportunity to borrow money to pay for important expenses such as emergency medical bills, home fixes, car repair costs or dental fees to name a few. They are designed to help those with good credit to access the funds that they need to stay financially afloat.


What Is A Good Credit Score To Get A Loan?

Credit scores typically range from 300 to 850, with higher scores indicated a better creditworthiness. Although ranges vary, a good credit score for a personal loan is generally regarded to be between 670 and 739. Scores just below this, from 580 to 669, are considered to be fair, and scores just above this, between 740 and 799 are considered to be very good, with scores above 800 considered to be excellent.

Can I Get Personal Loans For Good Credit With Dollar Hand?

Yes, you can get personal loans for good credit with Dollar Hand. Our streamlined process makes it quick and easy to get the funds that you need. Simply fill in our online loan enquiry form via your smartphone, laptop, desktop or tablet to receive an instant decision today.


If approved, your personal loan will be sent to your bank account within 24 hours or 1 business day. Better yet, the total loan amount will be sent in one lump sum. What’s not to love!

Where Can I Get Loans For Good Credit Near Me?

At Dollar Hand, we offer the best place to get a personal loan with good credit. Our online platform means that you can apply for a personal loan from wherever you are. Locations include:

Alabama, California, Florida, Illinois, Kentucky, Louisiana

Can I Get Loans For Good Credit Quickly?

Yes, it is possible to borrow money quickly. Apply online using our easy and simple-to-complete application form, after which you will receive an immediate loan offer. If you decide to go ahead and your application is approved, the funds will be transferred to your live checking account within minutes, hour or by the next working day.

Whilst we cannot guarantee instant loans for good credit, there are steps you can take to try speed up the process. For instance, you should keep your phone nearby incase the lender wants to get in touch with any follow-up questions. You could also try applying during typical working hours of 9am to 5pm on Monday to Friday to get a loan as fast as possible.

How Do Repayment Works For Personal Loans Good Credit?

Repayment for personal loans with good credit are very straightforward. The repayment dates will be specified in your loan agreement from the lender. The payments will then be automatically withdrawn from your bank account on the dates specified in your contract.

If a financial emergency arises and there is a chance you might be late for a payment, it is essential to get in touch with the lender immediately as they may be more understanding if you explain the situation. It is possible that they may offer you a more flexible repayment plan or freeze the interest on the loan. Otherwise you could face late fees and damage your credit score.

Am I Eligible For A Good Credit Loan?

Alongside having a solid credit score of approximately 670 to 739, there are other qualifying factors to be eligible for good credit loans. This includes that you are a US citizen over the age of 18 years old.

You would also need to have a stable job and earn a regular salary of at least $800 each month. As well as this, you need to have proof of a valid ID such as a Driver’s License and a live checking account for the funds to be sent to.




Are Personal Loans Good For Your Credit?

Whilst it is not recommended to get a personal loan with the sole aim of trying to improve your credit score, if you pay back a personal loan on time then you could see an increase in your rating. Failure to pay back a personal loan on time however could have the reverse effect and damage your credit rating. It could also lead to late charges and extra interest fees, so it is essential to only borrow a personal loan if you are certain that you will be able to afford the repayments.

FAQs About Personal Loans For Good Credit

No, Dollar Hand is not a direct lender. We work with over 50 reputable direct lending partners across the United States so that we can find our customers competitive loan offers.

Alternative options to good credit personal loans include requesting an authorized overdraft from your bank, applying for a low interest credit card or borrowing money from family or friends if possible. You could also try to increase your savings by starting a side hustle or selling items you no longer need via online platforms such as eBay.


You will need to include key information such as:

  • Your name
  • Date of birth
  • Email address
  • Contact number
  • Social security number
  • Employment status
  • The amount you wish to borrow


Yes you can get loans for good credit but low income. Providing that you earn a stable income of around $800 each month, then you should qualify for a loan today.

No, applying with Dollar Hand is free of charge for all customers and always will be. We may just receive a small commission from the lender if your loan application is successful.

Yes, it is possible to get low interest personal loans for good credit. A lender is more likely to give you favorable terms, such as a lower interest rate or a longer loan term, if you have a strong credit score as you will be perceived as a reliable and trustworthy borrower who will make repayments on time.