Apply For Hardship Loans Online with Dollar Hand

Are you looking to borrow money to help pay for urgent expenses? Dollar Hand sources the most affordable loans to help meet your financial requirements.

Borrow $300, $500 or even $35,000 within 1 hour, the same day or by the next working day. Better yet, there are options to get hardship loans for bad credit too. Simply click on the ‘Get Started’ button to enquire now.

How Much Do You Need?

For How Many Months?

How To Get A Hardship Loan

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Step 1 - Apply Online

Complete our online application form in less than 5 minutes. Enter a few basic personal details, as well as the amount you wish to borrow and how long for.

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Step 2 - Get An Instant Loan Offer

Dollar Hand will search through our panel of trustworthy lenders to find the right loan for you. An immediate offer will appear on screen, which you can choose whether or not you would like to go ahead with.

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Step 3 - Receive Funds

If your application is approved, your hardship loan will be sent to your live checking account within minutes, hours or by the next business day. Better yet, the total loan amount will be sent in one lump sum!

What is a Hardship Loan?

A hardship loan provides borrowers with access to quick cash to help them stay finically afloat between paydays. They are designed to help cover urgent bills caused by an emergency expense or a shortage of earnings.

You can get emergency hardship loans with Dollar Hand in the snap of your finger. Simply complete our online application form to receive an instant loan offer, and if approved the funds will be sent to your live checking account within minutes, hours or by the next business day.

Unforeseen events such as a medical emergency, car damage or job loss can be extremely stressful so we are here to lend you a helping hand during difficult financial times! Just note that since you will be charged interest for taking out a loan, it is important to explore all other options before you borrow money this way.


What Information Is Needed When Completing The Application Form?

To apply for hardship loans, there are certain details that will be requested. This includes:

  • Your name and date of birth
  • Your social security number (SSN)
  • Your postal address, email address and phone number
  • Your employment status and monthly income
  • Your live checking account number

Can I Get Hardship Loans For Bad Credit?

Yes, hardship loans for poor credit are available. At Dollar Hand we do not let customers financial past get in the way of their borrowing future. We believe in giving our customers the chance to rebuild their financial strength through the help of fast cash.

We work with lenders who are willing to accommodate borrowers with all different types of credit histories. Providing that you meet other key requirements such as having a stable income of at least $800 per month and a live checking account for the funds to be deposited into, you can apply for hardship loans for bad credit online.


Can I Get Guaranteed Hardship Loans For Bad Credit?

Guaranteed hardship loans for bad credit are possible. However, at Dollar Hand we work with lenders who will run some affordability checks before approving your loan request to make sure that you will able to afford repaying back the loan on time.

After completing our online application form, you will receive a guaranteed hardship loan offer, which you can choose whether or not you would like to go ahead with. If you decide to proceed and your loan request is approved, then you will be guaranteed the funds within 24 hours or around 1 working day of approval.

How Do You Qualify For A Hardship Loan?

It is important to check whether you are eligible for a loan before sending in your application form. In order to qualify for a hardship loan, you must:

  • Be at least 18 years old
  • Be a U.S. citizen
  • Have a live checking account
  • Have a consistent income
  • Earn at least $800 per month


Where Can I Get Hardship Loans Near Me?

You can borrow hardship loans from many states across the US. Areas include but are not limited to:

  • Alabama hardship loans
  • California hardship loans
  • Colorado hardship loans
  • Hardship loans Florida
  • Financial hardship loan of Illinois
  • Hardship loans Texas
  • Ohio financial hardship loan
  • Virginia financial hardship loan

What Are Alternatives To Emergency Hardship Loans?

It is important to note that hardship loans can be an expensive borrowing option, especially if you have bad credit as you could be charged high interest rates due to the larger level of risk involved for the lender. With this in mind, it is important to explore alternative options. Examples are demonstrated in the table below:


Employee assistance programs (EAPs): Some employers offer financial assistance to help their staff pay for important expenses such as medical fees, house repairs due to fire or flood damage, or to cover funeral costs. However, you may need to provide proof to qualify for this.
Non-profit organizations: Some non-profit organizations offer resources for low income individuals to help support them through a financial emergency.
A personal loan: A personal loan could be a good option if you need financial assistance for a long period of time. This is because there are usually loan terms of up to 5 years.
Government grants and loans:  Federal and state governments often offer grant or loans for their residents. These programs can help individuals pay for important expenses such as medicine, housing, food or utility bills.
Borrow from family or friends: If possible, you could consider borrowing money from family or friends. Just make sure that you create a clear agreement with set repayments terms so that you avoid any tension or strains in your relationship.


If you still feel that a hardship loan is right for you and you need access to quick funds for a short period of time, then this financial product might be the best solution. If this is the case, then you can apply online today with Dollar Hand!

FAQs About Hardship Loans

Is Dollar Hand A Direct Lender?

No, Dollar Hand is a broker. We work with over 50 reputable lending partners and connect our customers to the lender who can meet their borrowing requirements. Better yet, our service is completely free of charge.

Will My Hardship Loan Need To Be Repaid In Full After My Next Payday?

Repayment plans typically range from 2 weeks to 5 years depending on the loan type. Your loan term will be specified in your contract which you will sign before going ahead.

Are There Hardship Loans For Unemployed?

Yes, it is possible to get a loan if you are unemployed. Whilst being unemployed can make it trickier to secure a loan, hardship loans are partially designed to help those struggling with a lack of a proper income. You may receive less favorable loan terms or need to use collateral to be approved, but you should have no problem getting the funds that you need.

What If I Am Unable To Repay Back The Loan?

Failing to repay your loan on time can have negative consequences. As well as late fees and extra interest charges, you could damage your credit score which could make it more difficult to borrow money in the future.

With this in mind, it is essential to only take out a loan if you are certain you will be able to afford the repayments. If you face an unexpected financial emergency, then get in touch with the lender straight away as they might be able to offer you a more flexible alternative payment plan.

Are There Hardship Loans For Single Mothers?

Yes, you can get a hardship loan if you are a single mother. As long as you meet key eligibility criteria, such as being over the age of 18 years old and having a live checking account for the funds to be deposited into, then you should have no problem securing a loan.