To be eligible to borrow money loans online, you must:
Apply for Money Loans in 3 Simple Steps
Step 1 - Fill in Our Application Form
Submit your loan request through our online application form to get access to competitive rates in the US from our network of trusted lending partners.
Step 2 - Receive An Instant Loan Offer
An immediate response will appear on screen from the lender most suited to your borrowing requirements. There is no obligation to proceed.
Step 3 - Get An Easy Money Loan
If your application is approved, the money will be sent to your live checking account within minutes, hours or by the next working day.
What is the Criteria For Borrowing Easy Money Loans?
- Be a US resident
- Be at least 18 years of age
- Have a checking account for the funds to be sent to
- Be able to afford the repayments
- Earn a regular income of approximately $800 each month
Can I Get Money Loans For Bad Credit?
Yes, it is possible to get money loans bad credit. At Dollar Hand, we do not let past financial mistakes get in the way of our customers borrowing future. We understand how helpful it can be to borrow money when financial emergencies and unexpected costs arise.
We work with over 50 reputable lenders who are willing to consider customers with a variety of credit histories. They can focus on other key factors such as whether you have a stable income. Just bear in mind that if you have poor credit, you may receive less favorable loan terms, such as higher interest rates, due to the larger level of risk involved for the lender.
Why Might I Need A Money Loan?
A money loan helps those facing unexpected expenses to stay financially afloat until they receive their next paycheck on their upcoming payday. Reasons you may need to borrow money include due to emergency medical bills, home repairs, car fixes or funeral costs to name a few examples.
At Dollar Hand, we can help you get fast money loans today! Our streamlined process means that you can receive an instant loan offer after completing our quick enquiry form. If approved, the funds will be in your account on the same day or by the next business day!
How Much Would A $500 Money Loan Cost?
Representative Example:
If a $500 payday loan had a rate of interest of 292% (fixed) and a representative of 171% APR, it would cost you $546.225 after 2 weeks, $592.27 after 1 month and $773.95 after 3 months.*
* We do not know the number of borrowers who take out a loan or the APR, this is a calculation based on the mean APR of our lending partners.
Where Can I Get Money Loans Near Me?
If you are wondering where can i get a money loan near me, then look no further! Our platform is 100% online meaning you can apply from anywhere via your smartphone, laptop, desktop or tablet. Locations include but are not limited to:
I Need Money Now But Can’t Get A Loan. What Should I Do?
If you are unable to get a loan, there are many other options available to you. You could consider requesting an authorized overdraft from your bank, signing up for a low interest credit card or borrowing money from family or friends.
If possible, you could explore ways to boost your savings. This could be achieved by getting an extra part time job, starting a side hustle or by selling unwanted items you no longer need via a garage sale or online platforms such as eBay. If applicable, you could also look at ways to save money on your energy bills, groceries and fuel as this will help to increase your cash flow.
How Do The Loan Repayments Work?
Loans are typically repaid in equal monthly installments over 1 to 60 months. The funds will be taken from your bank account each month on a date agreed upon with the lender.
There is also usually the option to do early repayments. Just make sure that you check the terms and conditions of your loan agreement or speak to your lender to confirm that you will not be charged any additional fees for doing so.
What If I Can’t Repay Back The Loan?
Failure to pay back your loan on time can result in late fees and extra interest charges. It could also damage your credit score. It is essential to only borrow money if you are certain that you will be able to pay it back.
Get in touch with your lender if you are struggling to pay back your loan as they may be understanding if you face an unexpected situation that prevents you from meeting repayments on time. They may be able to freeze interest on the loan or offer you a more flexible alternative repayment plan.
FAQs About Money Loans
Is Dollar Hand A Direct Lender?
No, we are a broker that connects our customers with the lender who is most likely to approve their loan request. With access to an extensive network of over 50 vetted lending partners, we can help you get fast money loans when you need it the most.
Can I Get An Instant Money Loan?
If your loan application is approved, you could receive the funds instantly, on the same day or by the next business day! To help maximize your chances of quick money loans, keep your phone nearby incase the lender wants to get in touch with any follow-up questions before approving the loan.
What Information Will I Need To Include On My Application Form?
Key details include your name, date of birth, phone number, email address, state ID or driver’s license and employment status. You will also have to specify how much you wish to borrow.
Can I Get Money Loans No Credit Check?
It is possible to get a money loan with no credit check. However, our lenders will usually carry out checks to make sure that applicants meet affordability requirements. This should not be a problem as there are many options for those with poor credit.
Can I Get Same Day Money Loans?
Yes, it is possible to get a money loan today. Apply with Dollar Hand in less than 5 minutes to receive an instant loan offer. If you decide to go ahead and your application is successful, you can get money loans same day or by the next business day.
Will Dollar Hand Charge Me Any Fees For Applying?
No, applying with Dollar Hand is free of charge for all customers and always will be. We may just receive a small commission fee from the lender if your loan request is successful.
How Much Can I Borrow?
At Dollar Hand, you can borrow anywhere from $100 to $35,000. However, the amount you will be able to qualify for will depend on your affordability and ability to comfortably repay back the loan. As well as this, payday lending regulations exist in some US states that limit the maximum loan amount that applicants are able to borrow.
Can I Get A Guaranteed Money Loan?
If your application is approved, then it is guaranteed that the money will be sent to your bank account. Better yet, the total loan amount will be sent in one lump sum!